The universal electronic card (UEC) combines identification and payment functions, is a confirmation of the citizen's right to receive public services. It can be used as an analogue of some documents (compulsory medical insurance policy and SNILS) for identification in an electronic environment, as well as a bank card. The introduction of the UEC will significantly simplify bureaucratic procedures and improve the quality of public services.
UEC is issued free of charge on the basis of an application. Any citizen of the Russian Federation who has reached the age of 14 can act as an applicant. If the applicant has not reached the age of 14, then the application for the issuance of the UEC on his behalf is submitted and signed by a legal representative.
The validity of the card is 5 years.
Data contained in the UEC
Insurance number of an individual personal account in the system of compulsory pension insurance (SNILS);
number of the compulsory medical insurance policy (CHI);
electronic banking application data;
qualified electronic signature (QES).
Main Applications
Federal Electronic Identification Application
Contains the area of identification data (full name, gender, place and date of birth of the user, the validity period of the card), data areas of the state non-budgetary funds of the Russian Federation (insurance number of an individual personal account in the compulsory pension insurance system (SNILS) and the policy number of the mandatory medical insurance (CHI).
Electronic banking application
Contains the data necessary for the implementation of banking operations available to debit card holders (payment for goods and services, transfer, crediting and debiting of funds). Opening a bank account at the UEC is carried out only with the consent of the applicant.
The operation of the banking application is provided by PRO100 technology. It allows you to effectively use the UEC in the provision of state and municipal services and is a guarantee of the reliability and security of operations related to the use of user data.
Electronic signature
The UEC can host the keys of the enhanced qualified electronic signature and the qualified certificate of the electronic signature verification key (CEP). The CEP is an analogue of a handwritten signature and makes it possible for the UEC user to perform legally significant actions, including purchasing services and making transactions in electronic form.
To issue a CEP, you must provide an individual taxpayer number (TIN) upon receipt of the UEC.
UEC security
The universal electronic card is a secure printed product developed taking into account the requirements of the legislation of the Russian Federation for such products, the UEC samples have passed the appropriate examination. Security requirements are observed at all stages of delivery of the UEC from the manufacturing and personalization centers to the points of issue to the user of the UEC.
UEC is equipped with an electronic carrier (special hardware and software) certified by state regulators and allows you to reliably protect the user's personal data.
To protect data, UEC provides separate PIN codes for identification and banking applications, as well as an electronic signature. Remember that passwords for using UEC are your personal confidential information and under no circumstances disclose your password to anyone. No one, including employees of points for receiving applications and issuing UEC, as well as banks, have the right to demand to tell them the meaning of PIN codes.
In case of loss
In case of loss or theft of the UEC, you should immediately inform the authorized organization of the constituent entity of the Russian Federation (UOS) and the bank in which the account linked to the UEC is opened. The card will be immediately blocked and any operations on it will become impossible.
The possibility of issuing a duplicate card is legally provided for in case of loss of the UEC through the fault of the holder. In this case, it is possible to get a new card only on a paid basis. The cost of a duplicate will be 450 rubles (Order No. OD-112 dated October 13, 2014, OEIRC JSC).
There are also grounds for a free replacement of a universal electronic card:
Changing the visual (unprotected) information that is contained on the UEC in graphical form;
replacement of the issuing bank;
expiration of the UEC;
in case of connection of new electronic applications of the federal, regional or municipal level;
inability to use due to physical damage to the card.
Refusal to receive UEC
To refuse to receive a Universal Electronic Card, you must write an application in the prescribed form and apply with it to the authorized organization of the subject of the Russian Federation. The download form is below.
Date of registration of the operator in the register: 19.07.2011
Grounds for entering the operator in the register (order number): 596
Operator name: Joint Stock Company Settlement Solutions
Operator location address: 117587, Moscow, sh. Varshavskoe, d. 118, building. one
Start date of personal data processing: 01.01.2012
Subjects of the Russian Federation on the territory of which the processing of personal data takes place: Moscow
Purpose of personal data processing: Organization of personnel records, assistance to employees in employment, training, promotion, remuneration in accordance with the terms of the employment contract with employees, accounting and tax accounting, reporting to regulatory authorities, pension accruals, payroll, recruitment, organization access control, storage of information processed by organizations of the housing and communal sector, issuance of tickets for business trips, issuance of a voluntary medical insurance policy, publication of personal data of employees on the internal corporate portal. fulfillment of instructions of personal data operators in the housing and communal services sector for the processing of personal data, providing accounting services to users within the framework of the Ladoshki System, personnel records, assistance to employees in employment, training, promotion, remuneration in accordance with the terms of an employment contract with employees, accounting and tax accounting, submission of reports to regulatory authorities, implementation of pension accruals, payroll, recruitment, organization of access control, storage of information processed by organizations of the housing and communal complex, issuance of tickets for business trips, issuance of a voluntary medical insurance policy, publication of personal employee data on the internal corporate portal. fulfillment of instructions of personal data operators in the field of housing and communal services for the processing of personal data, providing users with accounting services within the framework of the Ladoshki System
Description of the measures provided for by Art. 18.1 and 19 of the Law: The management of SETTLEMENT SOLUTIONS JSC approved: a personal data processing policy, instructions on the procedure for processing and access to information constituting personal data, a regulation on organizing a security regime for premises where personal data is processed, a list of employees allowed to process personal data, job descriptions of employees permitted to process personal data - organizational measures: a person responsible for organizing the processing of personal data has been appointed, communicated to the company's employees - a policy for processing personal data, a regulation on organizing a security regime for premises where personal data is processed, instructions on the procedure for processing and access to information constituting personal data, a list of employees admitted to the processing of personal data, job descriptions of employees admitted to the processing of personal data. Specialized trainings are regularly held for employees of SETTLEMENT SOLUTIONS JSC on the processing and protection of personal data. Implemented technical means to protect confidential information.
Categories of personal data: surname, first name, patronymic, year of birth, month of birth, date of birth, place of birth, address, marital status, social status, property status, education, profession, income, registration address, address of residence, address for information, photo, information , contained in certificates from the place of study of student employees, place of study, name of the educational institution, information contained in the document on education and qualifications, information contained in the birth certificate, information contained in the birth certificate, information contained in the certificate about marriage, information contained in a military ID, citizenship, information about academic ranks, information about academic degrees, place of work, employee's corporate e-mail address, cookies, information about students (school number, class number, letter), number personal account, bank card data, hash code (image of the palm vein pattern converted into a numerical value), biometric personal data data (digitized image of the palm vein pattern), special categories of personal data: information about the state of health contained in the certificate of pregnancy.
Categories of subjects whose personal data are processed: Employees of JSC SETTLEMENT SOLUTIONS. Citizens of the Russian Federation - payers of housing and communal services. Users of the Ladoshki System - website visitors, laid-off employees, close relatives of employees, applicants, responsible persons of the Ladoshki system participants, employees of counterparties (NPO SETTLEMENT SOLUTIONS LLC)
List of actions with personal data: Collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), blocking, deletion, destruction of personal data. Within the framework of the project of the housing and communal services project - only storage of personal data.
Processing of personal data: with transmission over the internal network of a legal entity, mixed, with transmission over the Internet
Legal basis for the processing of personal data: Labor Code of the Russian Federation, Tax Code of the Russian Federation, consent to the processing of personal data for the purpose of ordering tickets for business trips, a statement of consent to the processing of personal data, consent to the processing of personal data for the purpose of issuing a voluntary medical insurance policy, consent of users to the processing of personal data for the purpose of maintaining telephone directories, consent to the processing of personal data in order to provide accounting services within the framework of the Ladoshki System and the access control and management system in SETTLEMENT SOLUTIONS JSC
Availability of cross-border transmission: No
Database location details: Russia
Many of you have probably heard of such a thing called a "universal electronic card" (UEC), but not everyone clearly understands the meaning and benefits of owning this card. We will look at the UEC without prejudice, every now and then trying to get into the head when talking about something state-owned, and we will try to evaluate the benefits that a person who ordered a universal electronic card for free will receive now and in the foreseeable future.
First, you need to immediately understand the tasks that the UEC is designed to solve. Despite the fact that the card includes the functions of a means of payment (that is, it is a limited analogue of the usual Visa and MasterCard bank cards), its main purpose is to simplify the access of citizens of the Russian Federation to state and municipal services provided in electronic form.
Obviously, federal-scale projects are not commercial start-ups at all, and here such things as the difference in financial opportunities come into play, which differ greatly from region to region. Funding for the development of the UEC is also carried out from the regional budgets, and at the moment Moscow, Astrakhan, Tatarstan, Bashkiria, the Krasnoyarsk Territory, the Krasnodar Territory and the Volgograd Region have most succeeded in this matter.
Nevertheless, the transition from paper and live queues to a remote interaction format is a global trend, and many countries follow it with varying degrees of success. The main thing here is that all these innovations already now make it possible to avoid some well-established bureaucratic manifestations. Moreover, unlike many countries that implement similar projects, obtaining UEC is free.
Of the entire set of current and expected capabilities of the UEC, we were most attracted by the recording of a qualified electronic signature (ES) on a card. In short, an electronic signature is the full equivalent of a familiar handwritten signature, but with the difference that such a signature can be attached remotely. In the case of the website gosuslugi.ru and regional portals of public services, the ES will act as a substitute for an identity card.
UEC also includes a compulsory medical insurance policy and a certificate of pension insurance. In practice, this makes it possible to keep most of the documents most in demand when applying to various institutions in the format of one compact card.
Above, we talked about the use of UEC as a means of payment. The limitation here is the PRO100 payment system. It will not be possible to use it everywhere, but any Sberbank ATM is guaranteed to accept the card and allow you to replenish / withdraw money from it. In this light, the UEC is seen as a kind of spare electronic wallet, on which you can safely store a certain amount of money and, if necessary, withdraw it from the nearest ATM.
One of the functions implemented, unfortunately, at the moment only in some regions is the payment of fares in public transport. The point is that a person no longer needs to reach into his pocket for change or purchase tickets. UEC acts as an electronic wallet with which you can instantly pay for travel. The idea is excellent and very useful, it remains only to wait for its wider distribution.
The good news is that they don’t score at the UEC. The project is developing, the number of points for receiving applications from citizens for obtaining a card is increasing, and, most importantly, the capabilities of the UEC themselves are expanding.
Now, when the initiative is at the stage of a "pilot project", its insufficient presence in relevant areas is felt, but we believe that by the time it reaches a tangible number of active users, the system will become even more useful.
Application No. 4
to the Competition Documentation
AGREEMENT No. ____
Moscow ________________ 201__
Joint Stock Company "Universal Electronic Card" (JSC "UEC"), hereinafter referred to as the "Customer", represented by Vice President Lakhtin I.M., acting on the basis of Power of Attorney No. 17/04/15 dated 04/24/2015, on the one hand, and
Hereinafter referred to as the "Contractor", represented by the General Director ________________, acting on the basis of the Charter, on the other hand, collectively hereinafter referred to as the "Parties", and individually - the "Party", have concluded this Agreement (hereinafter referred to as the Agreement) as follows:
1. THE SUBJECT OF THE AGREEMENT
1.3. Stages of performance of the Works, the initial and final dates for the performance of the Works for each of the stages, the results of the performed Works are determined by the Schedule (Appendix No. 2 to the Contract).
1.4. The Contractor transfers to the Customer the results of the Works performed and the documentation developed as a result of the execution of the Contract in full and without any restrictions in accordance with the legislation of the Russian Federation from the moment the Parties sign the Acceptance Certificate for the relevant stage, the form of which is agreed by the Parties in Appendix No. 5 to Agreement.
1.5. The Contractor warrants to the Customer that:
2. TERM OF COMPLETION OF WORK
2.1.
The Contractor undertakes to perform the Works within the time limits established by the Schedule (Appendix No. 2 to the Contract).
3. RIGHTS AND OBLIGATIONS OF THE PARTIES
3.1. The customer is obliged:
3.1.1. In the process of performing the Works under the Contract, provide the Contractor, in accordance with his requests, with the data and information necessary for the performance of the Works, if the Customer has such data.
3.1.2. Pay for the Works of the Contractor in accordance with the terms of the Contract within the time limits and in the manner prescribed by the Contract, as well as ensure acceptance of the Works performed by the Contractor.
3.2. The contractor is obliged:
3.2.1. Proceed to perform the Works within the time limits established by the Schedule (Appendix No. 2 to the Contract).
3.2.2. Perform the Works in accordance with the terms of the Agreement, as well as the instructions of the Customer.
3.2.3. Transfer to the Customer, within the time limits and in the manner established by the Contract, together with a cover letter, the Computer Program and documentation created as a result of the Work under the Contract on optical (DVD / CD-ROM disk) and paper media with the following information archived into one or more files:
3.2.4. Provide information on the progress of the Works under the Contract to the Customer within 1 (one) business day from the receipt of a written request from the Customer.
3.2.5. Advise the Customer on installation, configuration and other issues related to the use of the Computer Program.
3.2.6. Agree with the Customer on the need to use protected results of intellectual activity owned by third parties and acquire the rights to use them in the process of performing the Works under the Contract.
3.2.7. In case of termination of the Agreement for any reason, the Contractor undertakes to return to the Customer all documents and materials received from him.
3.2.8. Participate in the testing of the developed computer program.
3.3. The customer has the right:
3.3.1. At any time, check the progress and quality of the Works performed by the Contractor, without interfering with its activities.
3.3.2. If the Contractor does not start the execution of the Contract in a timely manner or during the performance of the Works it becomes obvious that they will not be performed properly, set the Contractor a reasonable time to eliminate the shortcomings, which cannot exceed 10 (ten) business days. If the Contractor fails to fulfill this requirement within the appointed time, the Customer has the right to extrajudicially unilaterally terminate the Agreement, subject to prior written notification to the Contractor 5 (five) business days before the expected date of termination of the Contract, or to eliminate the deficiencies on its own or entrust the elimination of deficiencies to a third party with attribution of costs on the Contractor, as well as demand full compensation for losses.
3.3.3 . Make adjustments (details) to the Technical Requirements (Appendix No. 1 to the Contract), Particular Terms of Reference without revising the cost of the Works and the timing of their implementation under the Contract.
3.4. The performer has the right:
3.4.1. Request all necessary information and data related to the fulfillment by the Contractor of its obligations under the Agreement from the Customer by sending a written request to the Customer.
3.4.2.
Engage third parties to perform the Works under the Contract, subject to the obligatory receipt of the Customer's prior written consent, being responsible to the Customer for their actions as for their own. When the Contractor engages third parties to perform the Works, the Contractor, at the written request of the Customer, is obliged to provide information on the actually attracted resources, employees and their roles in the project.
4. COST OF WORKS AND PROCEDURE OF PAYMENTS
4.1.
The total cost of the Works performed under the Contract is __________________ (________________________________________) rubles __ kopecks, including VAT-18% in the amount of __________________ (____________________________________________) rubles __ kopecks. The calculation of the Contractor's labor costs for the performance of the Works is given in Appendix No. 6 to the Contract, which is its integral part. The total cost of the Works consists of:
4.1.1. The cost of the first stage of the Works, which is _______________ (__________________) rubles 00 kopecks, incl. VAT-18%.
4.1.2. The cost of the second stage of the Works, which is ________________ (__________________) rubles 00 kopecks, incl. VAT-18%.
4.2. Payment of the total cost of the Works under the Contract, provided for in clause 4.1. of the Agreement, is carried out by the Customer within 10 (ten) business days after acceptance of the second stage of Works from the date of signing by the Parties of the Acceptance Certificate for the second stage of work and receipt of an invoice from the Contractor.
4.3. The Customer's obligations to pay for the Works under the Contract are considered fulfilled from the moment the funds are debited from the Customer's settlement account.
4.4. All settlements under the Agreement are made in Russian rubles.
4.5. The cost of the Works specified in the Contract is determined only for the Contract and cannot serve as a precedent or competitive material when concluding similar contracts between the Parties in the future.
4.6. Within the time limits stipulated by the legislation of the Russian Federation, the Contractor shall transfer the relevant invoices to the Customer.
5. PROCEDURE FOR DELIVERY AND ACCEPTANCE OF WORKS
5.1.
Upon completion of the Works for each of the stages specified in the Schedule, the Contractor provides the Customer with the results of the Works specified in the Schedule (in relation to the Computer Program, the results of the Works are provided in the manner specified in clause 3.2.3. of the Agreement), as well as two copies The act of acceptance of work on the stage, signed on its part. The form of the Act of delivery - acceptance of work for the stage is agreed by the Parties in Appendix No. 5 to the Agreement, which is its integral part.
5.2. The Customer, within 15 (fifteen) working days from the date of receipt of the Work Acceptance Certificate for the stage, accepts the results of the Works for the relevant stage and sends to the Contractor one copy of the signed Work Acceptance Certificate for the stage or a reasoned refusal to accept the results of the Works for the stage in writing form indicating the shortcomings of the results of the Works and the deadline for their elimination.
5.3. In the event that the Customer sends the Contractor a reasoned refusal to accept the results of the Works, the Contractor shall eliminate the deficiencies on its own and at its own expense within the framework of the Agreement within the period specified in the reasoned refusal. After the Contractor eliminates the shortcomings and provides the results of the Work, taking into account the improvements to the Customer, the Contractor sends the Customer a repeated Work Acceptance Certificate for the stage.
5.4.
The fact of signing the Work Acceptance Certificate does not mean that the Customer is not entitled to refer to the shortcomings of the Computer Program that could not be detected by the usual method of acceptance (hidden shortcomings), as well as to present claims to the Contractor in connection with the discovery of such shortcomings after the signing of these acts .
6. EXCLUSIVE RIGHTS TO THE RESULTS OF THE WORK
6.1
. All exclusive rights to the results of the Works (the developed Computer Program), including the intermediate results of the Works, as well as the exclusive rights to all developed solutions, specifications and documentation for this Computer Program (which are intellectual property objects) under the Agreement belong to the Customer on the basis of Art. 1296 of the Civil Code of the Russian Federation in full for their use in any way and in any form, including those listed in Art. 1270 of the Civil Code of the Russian Federation.
6.2. Exclusive rights to intellectual property items specified in clause 6.1. Contracts arise with the Customer from the date of signing by the Parties of the Acceptance Certificate for the relevant stage.
6.3. The results of the Works, which are not objects of intellectual activity as they are defined by the Civil Code of the Russian Federation, belong to the Customer in full from the date of signing by the Parties of the Acceptance Certificate for the relevant stage.
6.4. The Contractor undertakes to transfer the results of intellectual activity created under the Agreement, free from the rights of third parties. The risk of violation of the rights of third parties to these results of intellectual activity is fully borne by the Contractor.
6.5. The Contractor undertakes to independently and at its own expense pay remuneration to the authors (co-authors) of intellectual property objects specified in clause 6.1 of the Agreement, as well as remuneration to the authors of the creation / modification of intellectual property objects specified in clause 6.1 of the Agreement, who are employees of the Contractor.
6.6.
In the event of property claims against the Customer from any third parties related to the unreliability of the Contractor's guarantees specified in clause 1.5 of the Agreement, the Contractor undertakes to resolve all claims independently and at its own expense, thereby relieving the Customer from possible losses, and in in the event of the Customer's losses - reimburse them in full, including reimburse the Customer for all legal costs and payments in connection with the violation by the Contractor of the guarantees provided for in clause 1.5. of the Agreement, and in addition to pay the Customer, at his written request, a fine in the amount of 1,000,000 (one million) rubles for each case of violation.
7. RESPONSIBILITIES OF THE PARTIES
7.1.
In case of non-fulfillment or improper fulfillment by the Parties of their obligations under the Agreement, the Parties shall bear responsibility established by the Agreement and the legislation of the Russian Federation.
7.2. In case of violation by the Contractor of the deadlines for the performance of the Works specified in the Schedule (Appendix No. 2 to the Contract), the deadlines for eliminating the shortcomings provided for in clause 5.3. and 8.2. of the Agreement and the Rules for dealing with incidents and errors (Appendix No. 3 to the Agreement), the Customer has the right to require the Contractor to pay a penalty in the amount of 0.1% (zero point one percent) of the total cost of the Works specified in clause 4.1. of the Agreement, for each calendar day of delay, but not more than 10% (ten percent) of the specified amount.
7.3. If the Contractor does not eliminate the deficiencies within the period specified in the second reasoned refusal and subsequent reasoned refusals, the Customer has the right to send the Contractor a written request to pay a fine in the amount of 500,000 (five hundred thousand) rubles for each case of failure to eliminate the defects due to a reasoned refusal, and the Contractor is obliged to pay the fine within 5 (five) working days from the date of receipt of the Customer's demand for payment of the fine.
7.4. The Contractor shall reimburse the Customer for losses caused to the Customer for reasons related to failures in the operation of the Computer Program, delays in execution, loss of information, interruptions in service, including for the loss of information due to a malfunction in the operation of the Computer Program, a decrease in performance indicators and / or the response time of the systems in relation to the values set at the time of their commissioning.
7.5. In case of violation by the Customer of the deadline for payment for the performed Works specified in clause 4.2. of the Agreement, the Contractor has the right to require the Customer to pay a penalty in the amount of 0.1% (zero point one percent) of the amount payable for each calendar day of delay, but not more than 10% (ten percent) of the amount payable.
7.6. Payment of the penalty does not release the Parties from the obligation to fulfill their obligations under the Agreement.
7.7.
The payment of the penalty under the Agreement is made solely on the basis of a written request of the interested Party.
8. WARRANTY
8.1.
The Contractor's warranty obligations in relation to the Computer Program are valid during the period of performance of the Works under the Contract and for ___ (___________) months from the date of signing by the Parties of the Work Acceptance Certificate for the last stage.
8.2. In case of detection of defects in the Computer Program during the warranty period specified in clause 8.1. of the Agreement (not including defects in the basic software and hardware components belonging to the Customer), the Contractor undertakes to correct these defects at no additional charge from the Customer within the time limits specified in the Incident and Error Handling Regulations (Appendix No. 3 to the Agreement).
The warranty is provided for the Computer Program and full-featured compiled executable modules of the Computer Program, which were transferred by the Contractor to the Customer under the Contract and formalized by the Work Acceptance Certificate.
If changes to the source texts (codes) of the Computer Program or modifications of executable modules were made outside the scope of the Agreement, or the inoperability of the Computer Program is caused by the Customer making changes to the basic software that affects the operation of the Computer Program, then the warranty for such versions of the Computer Program does not apply.
8.3. If during the warranty period specified in clause 8.1. of the Agreement, errors and defects of the Computer Program are found that will not allow the normal operation of the Computer Program to be continued until they are eliminated, then the warranty period is respectively extended for the period of elimination of such errors and defects.
Elimination of errors and defects is carried out by the Contractor on its own and without additional payment from the Customer.
8.4. The Contractor guarantees the absence in the developed Computer Program of hidden (undocumented) functionality leading to financial damage to the Customer.
8.5.
The procedure for fulfilling warranty obligations is determined by the Incident and Error Handling Regulations (Appendix No. 3 to the Agreement).
9. DISPUTES
9.1.
The Parties have agreed to resolve all disputes arising from or in connection with the Agreement through negotiations. If an agreement is not reached within 30 (thirty) calendar days from the date of receipt of the claim, disputes arising between the Parties are subject to consideration in accordance with the legislation of the Russian Federation in the Moscow Arbitration Court.
10. FORCE MAJEURE
10.1.
The Parties shall be released from liability for non-performance or improper performance of their obligations under the Agreement, if such non-performance or improper performance was the result of force majeure circumstances (natural disasters, hostilities, riots, actions and acts of authorities and administration, fire, flood, change in the current legislation, etc.) that are beyond the reasonable control of the Parties, which arose after the signing of the Agreement and which the Parties could not and should not have foreseen.
10.2. The Party for which the impossibility of fulfilling obligations under the Agreement has arisen in connection with the action of the indicated circumstances is obliged, within 3 (three) calendar days, to notify the other Party in writing of the occurrence or termination of force majeure circumstances. Otherwise, she is deprived of the right to refer to the action of force majeure circumstances as a basis for releasing her from liability.
10.3. All notices and communications must be in writing. Messages will be considered properly sent if they are sent by registered mail, delivered personally to the legal (postal) addresses of the Parties with receipt against receipt by the officials of the Parties.
10.4. Failure to notify, as well as untimely notification of the occurrence of force majeure circumstances, deprives the counterparty of the right to refer to them to justify non-performance.
10.5. The fact of the occurrence and duration of such circumstances are confirmed by the relevant written certificate of the Chamber of Commerce and Industry of the Russian Federation or a certificate from the authorized state body, while the deadline for fulfilling obligations under the Agreement is postponed in proportion to the time during which such circumstances were in effect.
10.6.
In the event of force majeure circumstances, the Parties enter into additional negotiations to resolve issues of fulfillment of obligations, jointly resolve the issue of amending or terminating the Agreement.
11. PRIVACY OF INFORMATION
11.1.
The Parties undertake, in accordance with the legislation of the Russian Federation, to ensure the confidentiality of information classified by each of the Parties as information of restricted access. The procedure for exchanging information constituting a trade secret of the Parties, as well as liability for its disclosure, is governed by a separate confidentiality agreement.
12. MISCELLANEOUS
12.1.
The Agreement comes into force from the date of its signing by the Parties and is valid until the Parties fully fulfill their obligations under the Agreement.
12.2. All amendments and/or additions to the Agreement are formalized by concluding an additional agreement and signed by authorized representatives of both Parties.
The invalidity of any of the provisions of this Agreement does not entail the invalidity of the entire document.
12.3. The Parties undertake not to transfer their rights and obligations under the Agreement to third parties without obtaining the prior written consent of the other Party.
12.4. Unless otherwise provided by the Agreement or its annexes, all notifications, demands (claims), notifications and any other types of correspondence must be sent by post with a return receipt or by courier to the postal address of the Party specified in Article 13 of the Agreement. All shipping costs are the responsibility of the sender. Some types of correspondence (with the exception of the text of the Agreement, annexes and additional agreements thereto, waybills, acts formalizing the acceptance of completed Works, claims) as agreed by the Parties may be sent by e-mail.
12.5. When changing the details specified in Article 13 of the Agreement, the Party whose details have changed undertakes to immediately notify the other Party about this. All responsibility and risks associated with failure to notify or untimely notification shall be borne by the Party whose details have changed.
12.6. The Agreement is drawn up in two original copies having equal legal force, one copy for each of the Parties.
12.7. All annexes and additional agreements concluded and signed by both Parties under the Agreement will be its integral part.
12.8. This document is the full text of the Agreement and after its conclusion, any other previous agreements, agreements and statements of the Parties of an oral or written nature, all previous negotiations and correspondence lose their force from the moment of its signing.
12.9. Contact persons responsible for the execution and maintenance of the Agreement:
From the Customer side:
Phone _____________, e-mail ________________;
From the Executor's side:
Phone _____________, e-mail ________________.
The Parties notify each other of changes in contact persons or their data by sending appropriate notifications to the email addresses of the Parties specified in Section 13 of the Agreement.
12.10.
In order to prevent actions of a corrupt nature, the Parties undertake to comply with the requirements set forth in the "Guarantees to prevent actions of a corrupt nature" (Appendix No. 7 to the Agreement).
Annexes to the Agreement, which are an integral part of the Agreement:
Information about the launch of a program for the issuance of universal electronic cards by banks is increasingly appearing in the media. However, the Russians do not strive to become the owners of this convenient invention as soon as possible. Moreover, many even oppose their implementation. The reason for this phenomenon is that many do not even know about its benefits. For what purpose is it needed and how to get it? Is it possible to refuse it? Let's figure it out.
The history of the Russian payment system begins in 2010. In July of this year, the Federal Law on the Provision of State and Municipal Services No. 210 came into force. This document, among other things, contains information on the procedure for using the UEC. Initially, the law provided for a ban on card payment transactions outside of Russia. This initiative could lead to the bankruptcy of the Visa and MasterCard payment systems. However, after long negotiations, the ban was lifted.
In 2011, the Government of the Russian Federation decided to create the UEC. Especially for these cards, the PRO100 payment system and all the infrastructure necessary for it were created. However, this initiative was not supported by banks and the population. Therefore, the UEC ceased to be issued without fail.
Since the beginning of 2012, a project to introduce new cards has been launched in several regions of Russia. According to the results of this year, most of the UEC was implemented in the Komi Republic.
Since 2014, UECs have been issued to all Russians. However, everyone has the right to refuse the card.
At its core, the UEC is a combination of a bank card, SNILS, a medical insurance policy, as well as an identity document. In addition, you can enter data on a ticket, passes, driver's licenses into it. A microchip is embedded in the card, where all information about various electronic applications is stored.
The UEC project is more ambitious than the usual payment system. The universal electronic card of a citizen of the Russian Federation makes it possible to use all kinds of municipal, state and commercial services. As stated on the official website of UEC, with the help of these cards, Russians will be able to remotely use some services that were not previously available for this. We are talking about filing applications and processing various documents.
The external design of the UEC coincides with the design of an ordinary bank plastic card. Service on it is carried out in payment terminals, ATMs, retail outlets, as well as via the Internet. Non-contact application is also acceptable.
The UEC itself must contain the following information:
The card does not contain a barcode.
According to the legislation, a citizen of the Russian Federation (Russia)) is issued to all citizens of our country, regardless of age. Previously, the basis for its issuance was an application submitted to an authorized organization. Now the extradition does not require a special application.
When receiving a card for children under 14 years old, only their legal representatives can sign an application for issuance. In this case, it is impossible to connect the banking application to the card. Children over the age of 14 can connect it only with the consent of their parents.
A universal electronic card of a citizen of the Russian Federation is issued in organizations that are approved individually in each region. As a rule, banks and multifunctional centers are engaged in issuing.
To apply for a card, you must submit the following documents:
It is not necessary to bring a photo. Upon receipt of the card, you will be photographed. The application must specify the bank that will be used for the payment application. You can only select an organization that is a partner of this program. Card production time - no more than 20 days. Upon receipt, a general passport is required.
Many opportunities open up to the owners of the UEC. What does a universal card give to citizens of the Russian Federation? With its help, you can get the services of state organizations and various departments - tax, migration service, registration chamber, traffic police and others. For example, you can pay for utilities, public transport tickets, purchases in stores, taxes, state fees, make money transfers, make an appointment with doctors, kindergartens, receive electronic prescriptions for medicines, keep an electronic diary, pay for meals in educational institutions. institutions. The list of available UEC services and various options for its use is gradually expanding.
The universal electronic card of a citizen of Russia (UEC) has a number of advantages:
The universal electronic card of a citizen of the Russian Federation (UEC) is not mandatory for all citizens. According to the law, anyone can refuse it by writing an appropriate application. You can do this anytime. After the application has been reviewed, the card will be cancelled. You can refuse UEC until January 1 of the next (2017) year. The list of application acceptance points is presented on the UEC website.
A universal electronic card of a citizen of the Russian Federation can be replaced both in case of loss and in case of changing the setting data of its owner. An application for issuing a duplicate is submitted to authorized organizations in each subject of Russia.
The application is considered within a month. Based on the entries made in the register, a duplicate of the UEC is issued. Extradition is carried out directly to the citizen on the basis of an identity document. The amount of the fee for reissuing a card in case of loss is determined separately in each subject of the federation. The replacement is absolutely free.
The creation of the UEC caused a flurry of emotions from the public. The fact is that the cards contain personal data regarding the size of the monthly income, property objects of the owners, social security and other information about various aspects of human activity. All information is summarized in a single data bank. Opponents of the electronic card argue that the information security system is far from perfect and access to the database can be obtained by third parties. Moreover, all information will be contained in a microchip.
The project, even at the pilot stage, has become a cause of discontent among the Russians. More than a third of Moscow residents spoke out against the introduction of UEC. The Moscow City Duma received more than 10,000 applications.
A lot of discussion on the Internet causes a universal electronic card. Total control, according to opponents of the system, has become quite real. After all, all operations and even the route of movement of a citizen can be tracked. Information leakage may well take place.
There is another point of view. Many citizens fear that electronic cards will be very effective in cities with developed infrastructure. In villages and villages, one should not expect results from the UEC.
Human rights activists argue that while civil society is at a low level of development, the introduction of universal personalized cards can lead to abuse and fraud.
The government claims that universal electronic cards carry out routing, but not the consolidation of information about citizens. That is, using the map, you can extract the necessary information from the database, which is located in the department of state bodies. Also, UEC developers and project organizers claim that all cards are protected by hardware and software and are directly controlled by the state. It is not necessary to issue a card at all, you can issue a refusal if you wish.
So, the universal electronic card of a citizen of the Russian Federation is a very useful invention of our time. With its help, you can receive various non-cash settlement transactions. Its main advantage is that it contains information about several documents of its owner. Every citizen can get a universal card. However, the introduction of a system of personalized cards caused dissonance in society. Many Russians categorically oppose this innovation. However, the authorities leave the choice to the citizens - you can refuse the card.
