The popularity of the remote format of cooperation between a citizen and the state leads to the emergence of new tools for servicing, one of which has become a universal electronic card. UEC card - what is it? At the moment, the innovation allows to simplify many bureaucratic procedures. Similar projects exist in many countries, but in Russia it is implemented absolutely free of charge. Details and intelligibly about the functions, capabilities and features of a single card will be discussed below.
This is a plastic card that operates on the territory of the country and performs not only a payment, but also an identification function. Among the tasks assigned to the UEC, one can single out the main one - facilitating citizen's access to electronic public services.
The plastic has an electronic digital signature (EDS) of the holder, which is equal in legal force to a regular signature, but is also valid in a remote format. Also, a single card of a Russian citizen replaces the compulsory medical insurance policy and SNILS.
If you use it when paying, you must take into account that all manipulations are limited to the PRO100 payment system. You can not use it in all situations, but Sberbank ATMs with UEC work. In some regions of the UEC, you can pay in public transport. Most likely, in the future this function will be widely used throughout the country.
Now the universal electronic card is referred to as "pilot projects", in the future its further development. The geography and structure of points for accepting applications for issuance and the possibilities of the cards themselves are expanding.
In the near future, it is planned to introduce the possibility of storing traffic police information (the presence of fines, data on the CASCO policy, etc.) into the list of functions of the UEC. This will allow you to pay fines, duties, insurance, parking spaces, registration and deregistration of a car directly from the plastic.
A universal card is issued only by submitting an application to a specialized authorized organization or PJSC Sberbank of Russia. A complete list of addresses is posted on the official resource of JSC "UEC" (ye-c.ru).
Many are concerned about the question of how to get a uc through public services or in another remote way. Unfortunately, at the moment this possibility is not implemented.
To apply for a card, you must have the following documents with you:
The last 2 points are optional, but greatly expand the functionality of the map. UEC production time - 20 working days. Not only issuance is free, but also the replacement of lost or worn-out plastic. Photographing of the client is done on the spot. At the same time, children under 14 do not need to place a photo on the card.
It is necessary to pick up the card at the branch of Sberbank, which the applicant indicates in the application, and in which an account will be opened in his name.
Important! The electronic key of the CPU is placed on the plastic only at the request of the client. But this service is not provided in all distribution points. This should be taken into account when choosing a branch in which the applicant plans to leave an application.
Refusal to issue a card may follow for a number of the following reasons:
A universal electronic card of Sberbank, both issued for the first time and reissued, must be activated no later than the next business day after receipt. This can be done at the same branch of the bank where the card was received.
Information on plastic makes it possible to automatically fill out applications at the MFC, State Services, order and pay for services at the clinic, use the functionality of Sberbank ATMs. When filling out documents and requests, the holder can independently change the data.
Payment for purchases at retail outlets is possible if a sticker with a logo is placed on the checkout.
UEC is closely integrated into the Internet. It is possible to order various services through an online account without using an identifier and password. Remote cooperation with notary offices, insurance companies, travel companies, and banking institutions is planned for the future. If earlier a personal presence was required to order services. Using the UEC, the client will be able to sign contracts remotely using his electronic signature. In case of litigation and litigation, the electronic digital signature on the UEC will have the force of the usual one. That is, with the help of such a card it will be possible to solve a large number of issues, spending a minimum amount of time and effort.
A document can be recognized as an identity document only on the basis of any legislative or subordinate act. These include a passport, a military ID, a refugee certificate, a sailor's passport, a birth certificate, a diplomatic passport. However, the legislation does not provide a clear definition of this concept. What is a UEC card, and can it be presented as an identification document? A citizen has the right to receive services provided for by compulsory medical insurance. In this case, the card according to FZ-210 can be considered an identity document. Also, the card can duplicate SNILS. But the UEC is not a full-fledged analogue of a passport.
Universal electronic cards of a Russian citizen go through a thorny path of development. From January 1, 2017, it was planned to stop issuing and issuing them. Cards issued before the end of 2016 are valid until their expiration date. At the same time, UEC JSC, together with Sberbank of Russia, continues to develop the project, adjusting it along the way.
At the moment, the company is called "Settlement Solutions" and implements innovations in the field of transport, housing and communal services, biometrics.
For a long time, in the minds of our government, it is planned to replace the standard main papers of a citizen of the Russian Federation - a passport, SNILS and a medical policy. To replace all this, the Universal Electronic Card (UEC) should come. We read about the realities of introducing a new electronic document in this review.
Attention! The card has not been issued since 2017.
UEC now is not a belief in a bright future, but big unfulfilled dreams. It was planned that the UEC would become a universal replacement for the main documents of a citizen - a passport, SNILS, medical insurance, and at the same time an excellent means of payment. A bonus to all this was to quickly solve problems of personal identification. But dreams are not yet destined to come true.
The project was launched in 2013.
The main options for using the card:
But the most interesting thing is that the issue of a citizen's card was actually carried out. Any citizen of Russia could receive it upon application. The validity of the card is 5 years. To service the card, it was possible to use ATMs and terminals with the Pro100 servicing system. But the most interesting thing is that you could even use it at home - for this you had to buy a card reader for your computer (connected via USB).
This option is currently not supported on maps.
Previously, the card could be used as an electronic signature and be identified where it was necessary. Here are some examples of the map's past use:
Everything that was written above has already been somehow implemented. But plans for one convenient chip card were built much more widely. Here again is a summary of the planned application package:
Perhaps, some other thoughts on the expansion also flew, but we will leave them only in the minds of the developers.
One of the main security mechanisms is the card chip, on which all information is stored. In addition, personal data, card number, SNILS and OMS are engraved on the back. All this can be seen in the image below:
In addition, the functions provided could be limited, the process of registration was recorded on video, and the card itself and the pin code were delivered in different envelopes. In short, they got confused with security quite well, because it was a single card, which in fact was an electronic legal copy of a citizen.
What was all this for? In order to avoid bureaucratic moments when submitting applications and save a lot of time, now you don’t need to keep a dozen supporting documents, and many operations can be carried out remotely. The idea itself is something great, but apparently at the wrong time in the wrong place.
During the use, a number of shortcomings were identified, which in the end put an end to the idea itself. Here are some of the problems encountered:
According to the information above - at the moment NO.
But before, you could get a card like this:
The card was made within 20 days. And in the kit, as many as 4 pin codes were supplied in an envelope:
It was planned that in the near future the UEC would perform the functions of a passport, insurance and medical policies. This will allow you to solve most problems online.
UEC was called the Russian card, which was both a means of payment and a document. With its help, it was even possible to identify the identity of a citizen.
Since this (2017) year it has not been issued.
Map options:
The issue was made in Russia according to a statement written personally. There are no fees charged for using it. According to the plan, the UEC was to be reissued every 5 years.
To identify the card, there are special terminals and cash desks with a corresponding sticker that accept the Pro100 servicing system. To use the features of the card at home, you need to buy a card reader with a regular USB connector.
This option is currently disabled. However, earlier thanks to her, the card received the following features:
The user checks and edits his data himself, this option allows you to fill out applications and forms in a second when applying via the Internet.
It was understood that a single card of a Russian citizen, capable of replacing many documents, including those that are written with one's own hand, would expand its functions. Potential Features:
The concept of what UEC is for instant confirmation was planned to be expanded:
The list provided is not complete. With the help of this card, a citizen could solve most of his problems without going anywhere, but simply by turning on the computer.
The card has been chipped. It printed the identification data of the citizen, as well as the data of the existing options (SNILS, compulsory medical insurance policy number, travel money, electronic signature, etc.). In case of loss or theft, it was possible to report this, after which it was blocked. All data and photos were applied by laser engraving, that is, the text and images were in the structure of the card, so it was extremely difficult to replace or fake it.
When submitting documents for release, a video was recorded - all papers were immediately locked in a safe. Delivery of the finished card was carried out separately from the envelope with the pin code. It was also possible for security reasons to limit the number of available options.
The creation of such a medium was to be part of an extensive program based on the principle of "one window". Make ordering and receiving public services easier and more accessible for all citizens. This could save us from bureaucratic red tape. It would also ensure that holders are constantly informed of their rights. The staff of officials of all ranks would be reduced. It would be possible to create and develop a database of electronic signatures for individuals in the country. The share of non-cash payments would increase. It is likely that many other changes could be brought about.
The map, in a certain sense, could not stand the competition with paper documents. Due to its versatility, the card has become too valuable - its loss, damage, theft led to the fact that a person was left without important documents for a significant amount of time (medical policy, SNILS, etc.). The presence of such a single and comprehensive source of all data about a person opened the way to all information about him, all options and opportunities - this made a person very vulnerable, especially in the presence of ill-wishers with some skills.
The logo of the bank that opened the current account of the cardholder was put on the card. If a citizen would want to change the bank, then the card would have to be changed. Also, a reissue would be required in the event of a change of surname, other data presented on the surface.
Not everyone wanted to delve into the intricacies of the UEC functionality. The elderly are often left out of the benefits provided. In addition, there are people who simply do not have a penchant for constant contact with a computer.
For full-fledged work with the card, one would have to buy a special device and master new software, which also did not please everyone. In conditions when computer dependence is already growing exponentially, the functionality of the card is able to increase it even more.
If the PIN code is entered incorrectly by the owner, the UEC is blocked, which deprives him of documents and opportunities. The plastic card itself often cannot withstand the load: with its active use, including as a transport one, it leads to wear and tear long before the expiration of the established period of validity.
Despite the wide possibilities, it does not eliminate the need to carry a passport with you, since it cannot be recognized as an identity document. The need to equip all potential places of its use with special terminals and readers pleased not everyone. There are other shortcomings, which turned out to be many in practical use.
In December last year, the UEC was canceled, while holders of already issued cards can continue to use them until the expiration date. Universal electronic card of a citizen of the Russian Federation - what is it and how to get it? These questions are closed. This project was stopped for many reasons, one of the reasons is the international situation.
Information about the launch of a program for the issuance of universal electronic cards by banks is increasingly appearing in the media. However, the Russians do not strive to become the owners of this convenient invention as soon as possible. Moreover, many even oppose their implementation. The reason for this phenomenon is that many do not even know about its benefits. For what purpose is it needed and how to get it? Is it possible to refuse it? Let's figure it out.
The history of the Russian payment system begins in 2010. In July of this year, the Federal Law on the Provision of State and Municipal Services No. 210 came into force. This document, among other things, contains information on the procedure for using the UEC. Initially, the law provided for a ban on card payment transactions outside of Russia. This initiative could lead to the bankruptcy of the Visa and MasterCard payment systems. However, after long negotiations, the ban was lifted.
In 2011, the Government of the Russian Federation decided to create the UEC. Especially for these cards, the PRO100 payment system and all the infrastructure necessary for it were created. However, this initiative was not supported by banks and the population. Therefore, the UEC ceased to be issued without fail.
Since the beginning of 2012, a project to introduce new cards has been launched in several regions of Russia. According to the results of this year, most of the UEC was implemented in the Komi Republic.
Since 2014, UECs have been issued to all Russians. However, everyone has the right to refuse the card.
At its core, the UEC is a combination of a bank card, SNILS, a medical insurance policy, as well as an identity document. In addition, you can enter data on a ticket, passes, driver's licenses into it. A microchip is embedded in the card, where all information about various electronic applications is stored.
The UEC project is more ambitious than the usual payment system. The universal electronic card of a citizen of the Russian Federation makes it possible to use all kinds of municipal, state and commercial services. As stated on the official website of UEC, with the help of these cards, Russians will be able to remotely use some services that were not previously available for this. We are talking about filing applications and processing various documents.
The external design of the UEC coincides with the design of an ordinary bank plastic card. Service on it is carried out in payment terminals, ATMs, retail outlets, as well as via the Internet. Non-contact application is also acceptable.
The UEC itself must contain the following information:
The card does not contain a barcode.
According to the legislation, a citizen of the Russian Federation (Russia)) is issued to all citizens of our country, regardless of age. Previously, the basis for its issuance was an application submitted to an authorized organization. Now the extradition does not require a special application.
When receiving a card for children under 14 years old, only their legal representatives can sign an application for issuance. In this case, it is impossible to connect the banking application to the card. Children over the age of 14 can connect it only with the consent of their parents.
A universal electronic card of a citizen of the Russian Federation is issued in organizations that are approved individually in each region. As a rule, banks and multifunctional centers are engaged in issuing.
To apply for a card, you must submit the following documents:
It is not necessary to bring a photo. Upon receipt of the card, you will be photographed. The application must specify the bank that will be used for the payment application. You can only select an organization that is a partner of this program. Card production time - no more than 20 days. Upon receipt, a general passport is required.
Many opportunities open up to the owners of the UEC. What does a universal card give to citizens of the Russian Federation? With its help, you can get the services of state organizations and various departments - tax, migration service, registration chamber, traffic police and others. For example, you can pay for utilities, public transport tickets, purchases in stores, taxes, state fees, make money transfers, make an appointment with doctors, kindergartens, receive electronic prescriptions for medicines, keep an electronic diary, pay for meals in educational institutions. institutions. The list of available UEC services and various options for its use is gradually expanding.
The universal electronic card of a citizen of Russia (UEC) has a number of advantages:
The universal electronic card of a citizen of the Russian Federation (UEC) is not mandatory for all citizens. According to the law, anyone can refuse it by writing an appropriate application. You can do this anytime. After the application has been reviewed, the card will be cancelled. You can refuse UEC until January 1 of the next (2017) year. The list of application acceptance points is presented on the UEC website.
A universal electronic card of a citizen of the Russian Federation can be replaced both in case of loss and in case of changing the setting data of its owner. An application for issuing a duplicate is submitted to authorized organizations in each subject of Russia.
The application is considered within a month. Based on the entries made in the register, a duplicate of the UEC is issued. Extradition is carried out directly to the citizen on the basis of an identity document. The amount of the fee for reissuing a card in case of loss is determined separately in each subject of the federation. The replacement is absolutely free.
The creation of the UEC caused a flurry of emotions from the public. The fact is that the cards contain personal data regarding the size of the monthly income, property objects of the owners, social security and other information about various aspects of human activity. All information is summarized in a single data bank. Opponents of the electronic card argue that the information security system is far from perfect and access to the database can be obtained by third parties. Moreover, all information will be contained in a microchip.
The project, even at the pilot stage, has become a cause of discontent among the Russians. More than a third of Moscow residents spoke out against the introduction of UEC. The Moscow City Duma received more than 10,000 applications.
A lot of discussion on the Internet causes a universal electronic card. Total control, according to opponents of the system, has become quite real. After all, all operations and even the route of movement of a citizen can be tracked. Information leakage may well take place.
There is another point of view. Many citizens fear that electronic cards will be very effective in cities with developed infrastructure. In villages and villages, one should not expect results from the UEC.
Human rights activists argue that while civil society is at a low level of development, the introduction of universal personalized cards can lead to abuse and fraud.
The government claims that universal electronic cards carry out routing, but not the consolidation of information about citizens. That is, using the map, you can extract the necessary information from the database, which is located in the department of state bodies. Also, UEC developers and project organizers claim that all cards are protected by hardware and software and are directly controlled by the state. It is not necessary to issue a card at all, you can issue a refusal if you wish.
So, the universal electronic card of a citizen of the Russian Federation is a very useful invention of our time. With its help, you can receive various non-cash settlement transactions. Its main advantage is that it contains information about several documents of its owner. Every citizen can get a universal card. However, the introduction of a system of personalized cards caused dissonance in society. Many Russians categorically oppose this innovation. However, the authorities leave the choice to the citizens - you can refuse the card.
With the introduction of the results of the developments of specialists involved in high technologies in the daily life of citizens, the procedure for obtaining various services, including public ones, began to require much less time and labor costs. One of such developments was the universal electronic card (UEC), which today any citizen of Russia can receive absolutely free of charge.
What is the UEC, what needs to be done to obtain it, and what opportunities does its owner have?
UEC is a plastic card that can be used as an identification and payment instrument. It is produced and sold under the control of the Ministry of Economic Development of the Russian Federation. The card does not have the status of a document, cannot be equated to an electronic passport and is intended solely for a citizen to gain access to various types of state and municipal services, as well as to pay for various types of goods and services.
The general provisions governing the procedure for issuing and using the UEC are established by the Federal Law of July 27, 2010 No. 210 “On the organization of the provision of state and municipal services”. In accordance with the provisions of this regulatory act, any citizen may refuse the card at any time after receiving it by writing an appropriate application and passing it to the service point.
The card is valid throughout Russia; its holder can receive exactly the same list of services, being in any region of the country.
Card functionality includes:
It can be used to determine the identity of the user when he receives various types of public services, including when making an appointment with a doctor or a specialist of the Pension Fund.
A citizen can add his electronic signature to the card absolutely free of charge (this procedure takes no more than 15 minutes), after which he will be able to use it to sign electronic documents transmitted via the Internet in real time.
Allows you to pay for goods and services both at retail points of sale and service, and when making purchases remotely. In order to take advantage of this opportunity, you need to visit the bank, the terms of service of which are the most attractive, and conclude an agreement with it to open an account that will be linked to the UEC.
The ability to record personal data on the card (full name, passport data, registration address), in order to instantly fill out applications when contacting the MFC and other state and municipal organizations.
The card can be used in the following areas:
It is expected that in the near future the list of card features will be expanded, and it can be used in other areas:
In order to become the owner of a universal electronic card, a citizen must apply for its issuance at the point of manufacture and issuance of such cards. You can get acquainted with the full list of such points located in different regions of the country by clicking on the link http://www.uecard.ru/for-citizens/how-to-get/ffc-and-uosy/. In the window that opens, you need to click the "All regions" button and select your federal subject from the drop-down menu. The system will automatically download a map of the area, on which the address of the authorized card issuing center will be indicated with a special label.
The following documents must be attached to the card application:
There is no need to bring a photo - a citizen is photographed on the spot, immediately upon receiving an application for a card.
The card must be issued within 20 working days from the date of application to the issuing point. Complete with the card, the citizen will receive a sealed envelope containing 4 pin codes, which can only be accessed by the cardholder:
A universal electronic card is a powerful, multifunctional and high-tech tool designed to get instant access to various types of services - both state and municipal, and banking. The owner of such a card can use it to pay for any purchases, instantly fill out applications at the MFC and other organizations, sign electronic documents and perform other actions.
It is assumed that in the near future the possibilities of the card will expand significantly, which will lead to the minimization of bureaucratic delays in the preparation of documents, the reduction of queues in organizations and significant time savings for citizens. The card is issued absolutely free of charge, and you can get it in any region of the country. However, such a card cannot be used as an electronic passport - in order to confirm their identity, a citizen will still have to present a passport or other identification document.
