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» How to start investing money. Promotions, securities, PAMM accounts

How to start investing money. Promotions, securities, PAMM accounts

Hello, dear readers of the magazine by Issonodrom.ru! Almost every one of us ever thinks about where to invest money so that they work and brought monthly income.

Investment options are actually a huge amount! Not all of them are effective, and even that there are often fraudulent organizations often occur, the only purpose of which to get money and forever hide them. I know about it not to be! 😀

In this publication, I will try to tell you about the most relevant and proven areas for investing in 2019! And of course, in practice we will try to objectively figure out much more profitable and best to invest our money.

You will also learn about where you should not invest your money, whatever they would not lose!

And most importantly, I will share with you my life experience , specific examples and useful advice that will allow you to properly invest money and get a high passive income! 👍

Regardless of what amounts of money you are going to invest: small or large - this article will be most useful for you.

Besides, you will learn:

  • What are the investment options, what kind of profitability and which one to choose?
  • Where can I find money online?
  • How to invest money in order not to turn around?
  • And also about where it is better not to invest your money!

Sit go comfortable and we will start! The article turned out a little long, because I tried anything important not to miss. I hope I managed it! 😉

1. What is important to know about investment?

First what you need to know before investing your money somewhere is that it is necessary to invest online free cash ! In no case do not invest money in which you are sharply needed and the more notice the debts, loans and loans.

Absolute guarantee that you will enhance nobody nobody gives! There is always a risk of loss of money, even if it is an investment with a high guarantee (for example, government bonds or bank deposits).

It is always necessary to remember this, because the investment as a profit and losses can bring!

Secondly before investing your money somewhere need to actually appreciate what exist risks and what yield It can be obtained from one or another attachment.

Usually the risk is proportional to income, i.e. The higher the yield, the higher the risks and vice versa. But this rule does not always work.

But in any case, who does not risk, he does not earn. It is always necessary to risk meaningfully! 😉

In order for you to solve for yourself or not to invest in a particular investment option, each of them we will analyze based on the following most key parameters:

  • yield,
  • risk,
  • payback period,
  • minimum investment.

And also consider all the pros and cons of each investment option.

Thirdly to reduce risks, it will be logical diversify Your investments, i.e. Distribute the entire amount of investment on the part depending on the risk and insert into different assets.

For example, you can distribute this:

  1. conservative portfolio (bonds, real estate, precious metals ...) - 50% of all means;
  2. moderate portfolio (PIFES, stocks, business projects ...) - 30% of all means;
  3. aggressive portfolio (Monetary market, cryptocurrency ...) - 20% of all means.

❗️What:
It is not necessary to invest all the money only in the tools with a very high yield, as in this case and the risk of losing your money will also be very high!

And many people opposite seek to receive the maximum income, but at the same time they completely forget about the risk. And as a result, due to greed, nothing remains.

Investments are primarily risk management! First of all, you need to take care of not losing money. Profit is the second thing.

Yes, and if you still have little or not yet yet experience in investing, then start investment with minimal amounts and avoid high-range assets.

Read this article to the end, because at the end of the article you will learn about other important investment rules! 👇

2. Where to invest money in 2019 - Top 15 profitable investment options

So let's finally consider the options and determine where it is profitable to invest money so that they bring income!

Option number 1: Bank deposits / cumulative accounts

DESCRIPTION: The easiest and most accessible embedding for all is the usual bank deposits (deposits). In Russia, the annual interest rate on them is on average from 6% to 8%.

In recent years, deposit rates are steadily falling down and will likely continue to fall in the future.

How to make money on the growth of shares - the example of Google

For 3 years, Google's shares rose by more than 100%!

For these purposes, the so-called "Individual Investment Accounts" (IIS) will be suitable, which for example can be opened in Finams or BCS (and even in the same Sberbank).

But the same if you investigate money for at least 3 years, you can get a deduction on personal income tax (13%), i.e., in fact, taxes from income will not need to pay! Such preferential conditions were developed by the state to support and develop investment in the country.

But naturally there are many nuances that need to be considered when investing in stock. There are always risks and everywhere - you should not forget about them!

The biggest risk for shares (for those who put on their height) is a financial crisis! During the rest of the time, the shares are generally growing and showing good yield.

Also as an option, you can invest money in a group of shares, i.e. So-called indexes (they show the economic situation in the country), for example:

  • RTS (50 largest companies in Russia),
  • S & P500 (500 US largest companies),
  • NASDAQ (100 high-tech US companies).

If you do not want to personally invest in investment, that is, the option to entrust money by professional manager. But this in detail I will cut down just below.

OUTPUT: With competent management of the action, it is capable of bringing good yield, several times exceeding interest rate on bank deposits. But at the same time they relate to risky assets.

Yield: Risk: Payback: Minimum attachments:
15-100% per annum (change in stock price + dividends) Depends on the strategy 1-7 years old from 5-10 thousand rubles
(⭐️⭐️⭐️ - medium / high) (⭐️⭐️ - medium / high) (⭐️⭐️ - average) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) With minimal / moderate risks, it is possible to obtain a relatively high yield. (+ ) High liquidity - at any time the action you can quickly sell and get money in your hands. Low input threshold. (- ) Knowledge requires. The uncontrolled risk and "flirting" with the market can lead to significant losses. (- ) In the case of the crisis, the shares may also fall in price in a short time.

Option number 4: Bonds

DESCRIPTION: What do you think large banks are investing? Main in bonds! Yes, they give a small income, but with a high guarantee and reliability. Especially if you take government bonds.

On a number of bank deposits, bonds are considered one of the simple investment tools. But in contrast to bank deposits, the bond rate is significantly higher.

For those who do not know, the bond if it is simple, it is a debt. Only as borrowers can act as large companies and the state.

? By the way, Sberbank and VTB24 recently began to sell national government bonds.If we invest for 3 years, then you can only get the yield on them 8.5% annualh. .

I agree, not very much, but the rate is already exactly better than most of the bank deposits available at the moment. Moreover, further deposit rates can decrease.

You can also consider bonds of major reliable companies - the rates will be higher on them! For example, on Sberbank bonds, the average yield is approximately 9,2%-12,2% annual (depends on the period).

At the same time, large funds can be inserted into bonds, since the security of funds will be higher here than for example in bank deposits, where only 1.4 million rubles are insured.

I also note that there are bonds, the yield on which can be dozens and hundreds percent . But such bonds have a low credit rating (they are called "garbage bonds"). Although they are able to bring quite high income, they are a very risky kind of investment.

Bonds as well as promotions can be bought through an individual investment account (IIS) without the need to pay for income tax (if they purchase them for a period of more than 3 years).

OUTPUT: Bonds are suitable for those who strive to receive an average yield with a relatively high guarantee.

Yield: Risk: Payback: Minimum attachments:
From 7% to 15% per annum (in a risky from 30% to 100% and above) Depends on bonds (according to state - very low) 7-12 years old from 10 thousand rubles
(⭐️⭐️ - medium / low) (⭐️ - Low) (⭐️⭐️ - medium / low) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) Optimal yield in combination with low risks. At any time, you can sell bonds without losing income. (+ (- ) Relatively not high yield compared with shares and some other assets. (- ) There is a risk of bankruptcy of the Issuer (especially related to low rating bonds). The lower the credit rating, the less trust in it.

Option number 5: Forex


DESCRIPTION:
Forex - essentially this is the currency market, where you can buy / sell one or another currency. This can be done both through banks and online with the help of specialized brokers (where by the way, the commission is 10 less).

Example!
For example, you purchased 10,000 dollars at the rate of 57 rubles / dollar - in the end you invested in dollars 570,000 rubles. After a time, the course reached 60 rubles for 1 dollar, and you sold dollars.

As a result, after the exchange, you received 600,000 rubles, and the income was compared to 30 000 rubles (Of these, the broker commission is approximately 600-800 rubles).

The forex can be traded both yourself and give money to the management of professional traders (it will be written in detail in the next section of the article).

With independent trading, the currency is very important to have trade experience and Z. on the foreign exchange market . We climb into the currency market just like that, in the hope of light profit, it is not worth it (and when it was exactly done), as this usually leads to serious losses.

It is important to note that with personal trading it is necessary to follow the proven trading strategy, otherwise trade is likely to turn into a casino and lead to a previously known sad result.

But the other side, if you follow the risk (managing), manage emotions and trade exclusively on the strategy, then you can really earn at Forex. But it needs to be trained!

Although it is possible to start on Forex with minimum amounts - from $ 1, still need more or less serious investments (preferably from 100 thousand rubles), because even if you get to increase the initial deposit for 10% for a month (which is very good), then the profit will not be so big.

As for me, so one of the most effective trading strategies on day bars is a price action. A lot of articles are written on it on the Internet - who is interested to read!

Among reliable brokers can choose for example, alpari or roboforex.

OUTPUT: The forex market is more unpredictable than the stock market, which means more risky. Nevertheless, when used by investing, you can get high income. For those who are not ready to seriously study, this option is not suitable - it is better to consider PAMM investment. This will be discussed below! 👇

Yield: Risk: Payback: Minimum attachments:
from 15% to 100% per annum Depends on the strategy (initially has a high risk) 1-7 years old from 100 rubles
(⭐️⭐️⭐️ - high / average) (⭐️⭐️⭐️ - high / medium) (⭐️⭐️⭐️ - High) (⭐️⭐️⭐️ - very low)
Pluses and ➖ Minuses:
(+ ) If there is an effective strategy, you can get a high yield. (+ ) Low entry threshold and availability. (- ) High risks, especially for beginners. You can lose significant money in a short time if you do not manage the risk. 99% of newcomers losing his money. (- ) Learning is required: Special knowledge and experience, as well as the ability to manage emotions. There is no guarantee that in one or another period will receive a profit.

Option number 6: PAMM-account, PAMM-portfolios, trust management and structural products

DESCRIPTION: But this method is usually suitable for those who have no experience and time to understand all the nuances of trade in financial markets (stock markets, forex, oil, gold ...).

That is, in this case, you trust your money traders - those who are professionally engaged in trade in financial markets.

All you need to distribute the initial amount of investment on the part (preferably at least 5-10) and invest in various managers.

For example, it allows the alpari broker, which I have already mentioned above. The entrance threshold here is only $ 10.

At the same time, traders are interested in increasing your money, since only with profits they receive a small reward for their work.

⭐️ About yield!
Income here can be obtained quite acceptable - per month 3-10% at moderate risk! But even with conservative trade in 20-30% per annum - it is also great!

PAMM-account and PAMM-Porphy for investment must be assessed based on at least 3 parameters:

  • the age of the account / portfolio,
  • past yield
  • funds invested by other investors.

For example, one of the most popular PAMM accounts for Alpari:

PAMM account "Lucky Pound" and its profitability (click to enlarge)

💡 In addition to this PAMM account (trader) invested over $ 500,000, its yield for 3 years and 8 months amounted to 2051%.

However, it is necessary to take into account that despite the fact that in the past, the accounts / portfolios showed a good profitability, in the future there is a possibility that they will be unprofitable.

Therefore, I repeat Do not invest everything in one trader! Constantly monitor the situation and gets rid of accounts / portfolios, which for a long period bring losses. This is the whole secret of investment!

Read more about how to invest right in PAMM accounts read (review the training video) on the tradelikeapro.ru website. I use it myself, there really is a lot of useful information!

With a larger initial capital, you can work with large stock exchange brokers (for example, Finam and BCS), which also provide various confidential management strategies.

For example, on fines in trust management can be given from 300 thousand rubles. There are dozens of diverse strategies: conservative, moderate and aggressive.

Of course, both brokers and managers also cannot be 100% guaranteed that you will receive income.

I also want to tell you a few words about the so-called "structural products".

They are also intended for beginners who want to increase their money. Structural products can bring yield to 100-200% per annum with minimal risks (risk is rigidly limited, there is protection of capital - usually you risk only 10% of your investments).

The essence of structural products is that you also invest money in stock markets (more precisely in specific shares, futures ...), which experts expected will grow or fall in the future.

Invest in such products as a rule maybe from 3000 dollars And on time from 3 months.

Here is an example of structural products for Alpari:

OUTPUT: Trust management combines convenience, moderate risks and middle / high yield. Particularly suitable for newcomers.

Yield: Risk: Payback: Minimum attachments:
from 15% to 200% per annum and higher Depends on the type of strategy: conservative, moderate, aggressive 1-8 years old from 500 rubles
(⭐️⭐️⭐️ - high / average) (⭐️⭐️ - medium / high) (⭐️⭐️⭐️ - High) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) Turning the funds from the most efficient control / strategies, you can get a good average profitability. Fits beginners. (+ ) The minimum amount for investment (especially in the PAMM account) is quite low. You do not need to engage in trading yourself. (- ) Relatively high risks compared to bonds and bank deposits. (- ) It is difficult to predict yield, as there may be unprofitable periods. Periodically need to monitor the managers.

Option number 7: Your / Partner Business


DESCRIPTION:
And this, in my opinion, one of the most profitable ways of investing, which can bring you not one hundred or even a thousand percent income!

Of course, in most cases, business requires personal presence. But on the other hand, a business can automate the process or simply to invest in someone's business at the development stage.

As an option, you can buy a ready-made business or open a franchise business (in this case, the risks will be much lower).

At the same time, even if you have a small initial capital, you can still open your business. Many people opened a profitable business practically without investments or with minimal investments, so the money here is not the most important, the main thing is desire and desire! 😀

I myself started a successful business from full zero! By the way, if you turn to statistics, then amongmill 70-80% - These are entrepreneurs who started a business from scratch!

Estate attention:
You can turn your hobby into a business and never in life no longer work, but to do your favorite thing! Perhaps this is the most preferred option!

As spoke of Confucius:
« Choose your own job in the soul, and you do not have to work for a single day in your life!«

And about how to find your favorite work / Case - read.

If you still do not have a stable source of income, then first think about creating a business, let him even be small. The main thing in this matter is not to be afraid make the first step!

Think, maybe you always wanted to open your car service, hairdresser, sporting goods store or handmade goods store?

Here are some more useful tips:

  1. Start with a small (and with minimal investments) and gradually develop your business. At the initial stage of business development, do not invest big money immediately.
  2. Choose a niche with minimal competition - it is easier to start in them.
  3. If you have a small initial capital, then it is possible to try business in the service sector.

I will also give you several options from my experience, as you can start a business with minimal investments, I think you will be interested! 👇

Examples!
It is easy to start your business and on the Internet. For example, you can provide services or sell products through ads (the most popular - Avito). I just started with that! 🙂

By the way, it is now very popular products from China, where the markup can reach up to 500-3000%. Including such goods are successfully sold through the Internet (single-page).

Another direction where large investments are not required and it is not so difficult to start - this is a whole business via the Internet.

With both in the case of wholesale and retail sales, the goods are not necessary to have in stock - you can work according to the dropsipping scheme. The main thing is to find customers (this can be done on the bulletin boards).

If short, then the essence of dropshipping is that you are working with the supplier who directly sends the goods to the client. It implements his product and has income from that, and you get your surcharge from sale.

Read more about how to organize - read in a separate article!

OUTPUT: Business is able to bring a very high yield with minimal investments. In addition, the business can be turned into a favorite thing, which is interesting and want to do!

Yield: Risk: Payback: Minimum attachments:
from 30% to 1000% per annum and higher At the initial stage, high risk from several months to 1-5 years from 10 000 rubles (you can even start from scratch)
(⭐️⭐️⭐️ - high / average) (⭐️⭐️ - medium / high) (⭐️⭐️⭐️ - High) (⭐️⭐️⭐️ - Low / Medium)
Pluses and ➖ Minuses:
(+ ) One of the highest returns among all investment tools. (+ ) For business it is easier to find partners and / or co-investors. You can begin without big investments, the main thing in business is the idea! (- ) High initial risks. 7-8 of 10 beginner businesses are closed within 2-3 years. Low liquidity is difficult to quickly sell a business. (- ) You need to deal with business and understand how it works, even if you put money in the "strangers" business. You must always learn.

Option number 8: Fune investment funds

DESCRIPTION: Pytes can also be attributed to the trust management, which we have already talked about a little.

Pynes are professionally engaged in investment activities, investing and managing their depositors' money (invest in certain shares, bonds ...).

The contributor can be absolutely any person, for this you need to purchase Pai (share) in a share investment fund. Depending on whether the PIF is successful manages investment, shareholders make a profit or loss.

It should be noted that the activities of the disease are regulated at the state level and as a rule, they are prohibited in high -ighted assets to invest. Therefore, they are considered more protected in contrast to the same brokers.

Pypus usually give low income (usually from 15 to 30% per year), with a slight risk. Here is an example of the profitability of some mutiings for 11 months:

Yield of blows for 11 months

However, mutual profits do not give guaranteed profit, unlike bonds and deposits, there are also unprofitable periods.

But in general, if we take a period of 3-5 years, then many mutual impacts show a positive trend and make a profit (subject to the lack of crisis). Therefore, it makes sense to invest in mutually from 1 year.

The minimum amount of investment is from 1,000 rubles. You can buy pairs online, including through certain banks, such as Sberbank.

If this type of investment is suitable for you, it makes sense to choose not one face, but several to distribute possible risks.

And take the rule before investing somewhere, including any specific impacts, read the reviews of real people on the Internet, and also read what they write about them on the forums. So simple action you will secure yourself from not reliable and fraudulent organizations.

OUTPUT: PIFES can be considered as an alternative to brokers, which also invest money mainly in the stock market. Subject to the absence of the crisis, they usually also bring a good yield.

Yield: Risk: Payback: Minimum attachments:
from 12% to 30% per annum moderate 3-10 years old from 1 000 rubles
(⭐️⭐️ - average) (⭐️⭐️ - medium) (⭐️⭐️ - average) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) The average profitability exceeds interest rates on bonds and deposits. (+ ) Low input threshold, as well as control of the activities of mutual effects by the state. (- ) There is no guarantee that you will receive income. There is an additional "Commission" (surcharge) for the purchase / sale of feud. (- ) You will have to pay 13% of the income tax - many other investments have preferential tax conditions.

Option number 9: Microfinance organizations (MFIs)


DESCRIPTION:
Another type of investment is an investment in MFIs. The return on such investments on average ranges from 12% to 30% per annum.

The minimum amount required for attachment in MFI should be at least 1.5 million rubles (by law).

The longer the mortality period, the higher the interest rate. The minimum term in MFIs, as a rule, is 3 months.

It should be noted that in this case there is no insurance insurance, and the risk is much more risks than if investing in bonds or in the bank at interest.

If you still decide to invest in the MFI, then you must choose a proven company that works on the market for more than one year.

⭐️ Good advice!
See primarily the "age" of the MFI, and not at the interest rate that you promise.

After all, it is better to invest in a reliable organization under a slightly smaller percentage than in a high percentage MFI that has just appeared.

Additionally, it will not be superfluous to see the reviews and read articles on well-known information portals (for example, RBC) about this or that MFIs.

If you want to know my opinion, then in my opinion, if you have an investment from 1.5 million rubles, then it is more profitable and reliable to invest in real estate than in MFIs! 😀

And besides, I myself do not take loans / loans (all the more consumer) and I do not advise others! 😉

OUTPUT: The MFI as a whole is 1.5-2 times more profitability than bank deposits. But there are risks appropriate. Yes, and the threshold of input to put it mildly is rather big.

Yield: Risk: Payback: Minimum attachments:
from 10% to 30% per annum moderate 3-9 years old from 1 million rubles
(⭐️⭐️ - average) (⭐️⭐️ - medium) (⭐️⭐️ - medium / low) (⭐️ - High)
Pluses and ➖ Minuses:
(+ ) High rate on bank deposits. (+ ) Passivity of income. Minimal participation on your part. (- ) A very high entry threshold. According to the law, MFIs is allowed to attract salts from 1.5 million rubles. (- ) Increased risk, since the insurance of deposits is absent - in the event of bankruptcy, no one will return money. There is a fraud.

Option number 10: precious metals

DESCRIPTION: Another known type of investment is investments in precious metals, in particular in gold. At the same time, such investments are distinguished by high reliability!

Investing money in gold and other precious metals are particularly relevant to invest in a crisis, as it is where money from the stock market is moving.

Gold coins / gold bars can be purchased both in almost any bank (Sberbank, Gazprombank) and brokers (for example, alpari).

Despite high reliability, gold investments are more suitable for preserving existing cash than to increase them. In addition, such investments are designed for a longer term from 3 years and more.

Gold prices - schedule

❗️ Over the past 5 years, gold in rubles has grown from 1600 rubles per gram to 2400 rubles / grams.

Total profitability in the fifth anniversary was 50% (on average gold grew on 10% per year) and then such a profitability turned out to serious depreciation of the ruble.

However, if you look at the dynamics of gold in relation to the dollar, then you can see that gold after 2012 fell significantly in price and at the moment is located in the side trend.

OUTPUT: Precious metals (gold) still makes sense to buy either in crisis time or in the long term in order to save.

Yield: Risk: Payback: Minimum attachments:
from 3% to 15% per annum (in crisis yield higher) Minimum 7-20 years old from 1000 rubles
(⭐️ - Low) (⭐️ - Low) (⭐️ - Low) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) High reliability of investments. There is practically no risks of gold depreciation. Easy to buy / sell at any time. (+ ) Dragmetals (especially gold) is a "quiet harbor." Investments are suitable for preserving funds during the crisis. (- ) Low yield during the growth and development of economies. Tax on income of 13% when selling gold, if the tenure is less than 3 years. (- ) Relatively high commissions of banks / brokers when buying / selling precious metals, incl. Gold.

Option №11: Cryptovaya (Bitcoin)


DESCRIPTION:
Bitcoin for the last grew more than once and, apparently, does not collect. New millionaires are already emerging, which are riders exclusively on investments in Bitcoin.

Of course, the best time for investment was a few years ago when Bitcoin cost about 150-200 dollars.

Some experts say that in the future, Bitcoin may cost hundreds of thousands of dollars and maybe it will reach $ 1 million.

Others argue that Bitcoin is waiting for the collapse. But despite this, some states (including Russia) think about creating their national cryptocurrency, which indicates that the topic is cryptocurrency in the future will be very popular, and therefore probably Bitcoin and other cryptocurrencies will grow in price.

Moreover, cryptocurrencies show a steady growing trend.

But you need to understand that any cryptocurrency is another bubble, since there is nothing real for him and still it is a rather risky investment tool.

For example, Bitcoin can grow or fall on 10-25% - Here it is a completely ordinary phenomenon. And for the year you can increase your attachments as 3-10 times, and almost everything will lose!

OUTPUT: On the one hand, cryptocurrencies, too risky tool, and on the other hand, in the event of growth can bring huge yield. Is it worth it or not to invest each decides itself, one thing is only clear - it is definitely not worth investing in them all your money!

Yield: Risk: Payback: Minimum attachments:
from 20% to 1,000% per annum Increased from 3 months to 1-5 years from 100 rubles
(⭐️⭐️⭐️ - very high) (⭐️⭐️⭐️ - very high) (⭐️⭐️⭐️ - very high) (⭐️⭐️⭐️ - very low)
Pluses and ➖ Minuses:
(+ ) In the case of cryptocurrency growth, it is possible in a short time at times to multiply invested funds. (+ ) As a rule, there is no inflation as a result of a limited number of cripmarked issued. (- ) Very high volatility cryptocurrency, in a matter of days they can go in price, and seriously collapse. Low predictability. (- ) Cryptovatsuats are not secured, since this is another bubble. The complete lack of guarantees - in case of loss of money, no one will return them.

Option number 12: Internet projects (online business)

DESCRIPTION: The Internet is developing in a huge pace, along with this providing the opportunity to make each of us to make money in this global network.

It is important to note that large investments are not always required to promote one or another project on the Internet. Some of the projects can be started with minimal investment or at all from scratch.

The following directions are currently popular:

1. Sites. Information sites are created and filled with unique content.

With minimal investments it is possible to obtain high yield through advertising. Typically, the site begins to bring the first income in 4-6 months.

FROM 1000 visitors On a day, depending on the subject, you can earn approximately 200-3000 rubles in a day. The scatter is very large, since it is from the subject of the site that depends on what income you will receive.

Earnings on sites will be suitable even by novice, as you can write articles yourself, and not to order them on copywriting exchanges.

But still, at the beginning, you will need to be in the essence and understand the key items of such a business.

2. Social publics. Surely almost each of us is signed on any community on social networks (Vkontakte, Facebook, classmates ...).

In the meantime, the owners of such publics also earn mainly on publishing advertising posts. In publics with millions of subscribers, the cost of one advertising post may cost 2-7 thousand rubles .

Publications with relatively small investments pay off very quickly. Although now competition is high, but if you choose the subject of the public, to post high-quality and interesting content and develop a public, then the success of waiting for a long time!

3. CPA affiliate / aribian traffic. Their essence is that some business owners are ready to pay a certain percentage from the sale of their goods / services.

For example, if a person switched to your affiliate link will open a settlement account in a specific bank, then you can earn 2-3 thousand rubles.

If you can easily attract traffic through advertising, it is quite possible to get a high return from the invested funds. However, as you probably already understood, here the main investments go on advertising.

But in this case, the main role is played by experience, without him anywhere!

4. Online services. You can also invest in the creation of online service. These include various freeline exchanges, bulletin boards, exchangers ...

For example, projects that are engaged in the exchange of electronic money are very popular (in fact they are called exchanger).

For example, if you need to transfer money from Yandex Wallet to Kiwi Wallet, then it is most likely to do with the help of exchangers. By the way, the bitcoins can also be purchased using exchangers.

Exchangers in turn take a small commission for exchange (usually 1-5% ). Due to revolutions, quite a decent income is obtained.

5. Applications for iOS / Android. With relatively recently, applications for Androyd and iOS began to enjoy very popular - this is a large market segment where big money is spinning.

Therefore, if you have an interesting idea that will enjoy a wide demand, it is possible to try to create your application.

❗️ For example, there are quite popular applications for the sale of tickets, here you can get quite decent partnerships from airlines.

Even if you do not mean anything in how to create applications, they can be for quite a little money ( 20-30 thousand rubles ) Order on Freelance Exchanges.

Here, as well as everywhere, the key role is played by the idea - it is from her that the success or failure of the application depends on it.

6. Highypes. Highypes - in reality represent the financial pyramid that lives at the expense of the funds invested in it.

Such highups offer very high percentages ( 1-5% per day ) To the invested funds, but of course they can function only a few days or weeks after which they disappear without a trace.

There are Highips that "live" for several months or even a few years, but the yield on them, respectively, at times / dozens of times lower.

In any case, invest in such highups highly risky However, as they mainly earn the creators of these Haipov and a small group of depositors - who managed to withdraw money with profit before the time when Haip turned into a "scam" (stopped paying money).

And yet I don't even advise you to invest in Haip, especially if you do not particularly understand this.

OUTPUT: Online projects are an excellent option for those who want to make money on the Internet. With the right approach, Internet projects can give high yield at a minimum of attachments.

Yield: Risk: Payback: Minimum attachments:
from 30% to 500% per annum moderate from 3 months to 2-4 years from 500 rubles
(⭐️⭐️⭐️ - High) (⭐️⭐️ - medium / high) (⭐️⭐️⭐️ - High) (⭐️⭐️⭐️ - very low)
Pluses and ➖ Minuses:
(+ ) High yield. Invested funds can pay off very quickly. (+ ) Some projects can be started with minimal investments or at all from scratch, inserting only their time and effort. (- ) There is a risk that the project will not shoot and will not pay for himself. (- ) Knowledge will need. It is necessary to easily understand the key nuances of the Internet business.

Option №13: Venture Funds / Investments


DESCRIPTION:
Venture funds are especially widely developed abroad, in our country they are not so popular yet, but nevertheless they are a fairly profitable investment instrument.

The essence of venture funds is that they invest out exclusively in projects that are under development (startup) or even at the stage of the idea.

A distinctive feature of venture investment is very and very high yield, they are able to bring thousands of percent!

But on the other hand, only 1-2 of the 10 projects fire and bring huge profits. But despite this, they usually pay off all the investments in "unsuccessful" projects.

☝️ Real example!
The largest applications on today Apple, Google, Intel ... and even the well-known Chinese online store Aliexpress (Alibaba) began with venture investment.

For 2 years, Apple shares rose around 5000 times ! So if you were invested at the stage of business 100 000 rubles, after 2 years your state would be already 500 million rubles .

Investing money in projects in startups can be mostly in several ways:

  • crowding and crowdding sites (suitable for beginners);
  • venture funds;
  • investor clubs.

OUTPUT: Nevertheless, venture capital investments are poorly developed in Russia. Yes, and often requires a large starting capital, and among the seeding platforms (where the input threshold is not high) often there are fraudsters. Meanwhile, venture capital investments are able to bring a very high yield!

Yield: Risk: Payback: Minimum attachments:
from 40% to 3000% per annum Increased from several months to 1-3 years from 10 000 - 100,000 rubles (in venture funds - from $ 500,000)
(⭐️⭐️⭐️ - very high) (⭐️⭐️⭐️ - very high) (⭐️⭐️⭐️ - High) (⭐️⭐️ - High / medium)
Pluses and ➖ Minuses:
(+ ) In case of success, you can get the highest profitability. (+ ) Large tools are not always required to invest at the start of the project. (- ) Very high risks, most novice projects are unprofitable. (- ) Fraudes are widely developed - investment sites may be financial pyramids.

Option number 14: Art objects


DESCRIPTION:
Another unusual way to invest your money is to invest them in art objects. This is a fairly narrow and specialized market, nevertheless, it can bring good yield.

It is no secret to anyone that certain works of art can cost hundreds and even millions of dollars. And if you really understand art, then you can earn hundreds of percentage of profits on investments.

❗️ The only one is important feature - such investments often require big investments . And besides, to get a good profitability must be investing for a long period ( decades ).

Like attachments to precious metals, investments in art objects are not subject to inflation and eventually it will only cost more

Yes, and the crisis is almost nothing to reflect on the cost of art objects.

OUTPUT: This type of investment is suitable for those who at least understand something in art and is ready to invest money in the long term.

Yield: Risk: Payback: Minimum attachments:
from 20% to 100% per annum minimum usually from 1 to 3-5 years from 100 000 rubles and above
(⭐️⭐️ - medium / high) (⭐️ - Low) (⭐️⭐️ - average) (⭐️⭐️ - High / medium)
Pluses and ➖ Minuses:
(+ ) You can get a relatively high yield at minimal risks. (+ ) High reliability. Over time, art objects only grow in price. (- ) Often investments in art require large initial capital and suggest long-term investment. (- ) You need to be a specialist, possess specific knowledge and experience.

Option number 15: Knowledge and Own Development


DESCRIPTION:
How it would not seem incredible, but always the most profitable investment is always an investment (in the development of specific skills, skills, gaining knowledge, experience ...).

It should be understood that first of all it is knowledge / experience And not money allow you to earn and multiply your own.

I think more than once you heard stories that most people who won millions in the lottery, after several months or years returned to the life before (or even fell even lower).

In addition, it is often for something to learn not to be required and no investments are not at all - the main thing is that there is a desire, and everything else will attach! 🙂

If you have free money, then it makes sense to invest in our development: to attend trainings, webinars and seminars.

One of the most important differences in knowledge of knowledge is that no one will ever be able to take them away from you. You can lose everything, but not only accumulated skills and experience.

For example, in the United States, an experiment was carried out: a professional real estate agent completely left for money in different cities. And the result was always the same - after a couple of months he managed to earn tens of thousands of dollars from scratch.

OUTPUT: Therefore, if you still do not know where to invest your money, then the most win-win version is to put them in yourself (at least some of them). Yes, and do not forget that even an unsuccessful experience is also extremely valuable experience! 👍

Yield: Risk: Payback: Minimum attachments:
infinite minimum from several weeks / months from 0 rubles
(⭐️⭐️⭐️ - very high) (⭐️ - very low) (⭐️⭐️⭐️ - High) (⭐️⭐️⭐️ - Low)
Pluses and ➖ Minuses:
(+ ) The most important and most profitable asset in the world is knowledge, skills and experience. (+ ) No one can take knowledge and experience with you, and you will always be able to turn them into money. (- ) For many, it is difficult at first stage to motivate yourself for training. (- ) It is not always possible to immediately turn your knowledge into money - for this it is necessary time and experience.

3. Gold Rules of Right Investment - Top 5 Soviets

And now I want to introduce you to more than several very important investment rules that will help you correctly manage your money!

First What I have already spoken at the beginning of the article is not to keep all the eggs in one basket. Especially this rule concerns you if you have big money for investment.

Instead of investing in one tool, distribute the amount equally into several parts. For example, on 3 parts and invest them in real estate, promotions, new business.

If you have very little money, think about it to open your business.

Second - Most of the funds (40-60%) try to invest in assets with the smallest risk, the optimal choice between profitability and risk, as for me, is real estate.

And remember that the risk is what you need to think first! Especially if you do not have experience and knowledge, then see and invest all the money in high -ighted tools: forex, stocks, bitcoins ... Hoping that you quickly enhance them - in no case should you.

Believe this already tried the path on which hundreds of millions of rubles lost!

It will allow you to go through an unfavorable time and find other sources of income.

Fourth - Create passive income so you can receive money even when you do not work.

Fifth - Before investing their earned money in any particular organization, read about it reviews and comments on the forums. Make sure this is a real company, not scammers.

It will also be perfect if you learn to give 10% of your profits for charity.

As Socrates said:
There is only one good - knowledge and only one evil is ignorance.

4. Where to invest money to earn - specific examples

In this section of the article, I will tell you wherever I put money on my experience, having in stock one or another amount of investment!

Very risky investment, I will not consider these examples. Consider only conservative and investments with moderate risk.

- Where to invest 100,000 - 200,000 rubles?

100 - 200 thousand rubles - this is not such a big amount, so I would most likely put it in the opening of my business or in the business of my friends. And 10-20 thousand would allocate on visiting trainings and seminars.

Alternatively, if you do not want to invest in a business, you can consider bonds. In the extreme case, you can open a bank deposit, but it will be very little sense from it, as the percentage only covers inflation.

If the risk allows you to try to be inserted into structural products of brokers (trust management). The risk of them is usually limited to 10-15% of the amount of investment, and you can earn more than with bonds.

- Where to invest 300,000 - 500 000 rubles?

Also relatively not a big amount by investment standards. This amount can already be divided into 2-3 parts and to invest in business , bonds , gold or trust governance e.

If there is an option within this amount to purchase the property At the construction stage, you can invest in it.

- Where to invest a million rubles?

Having 1,000,000 rubles on the hands can already be enabled in almost any of the tools described in this article.

Per million rubles. It is already quite realistic to buy a rough apartment and an apartment at the stage of the pit.

Or as an option:

  • It is possible to invest part of the money (100-250 thousand rubles) in the promotion of promising companies, to give them into trust management, PAMM-account / portfolios or insert in mutual effects.
  • But 400,000 - 500,000 rubles can be investing in reliable tools: various bonds (the amount is also desirable to divide by 3-5 parts), gold, art objects ...
  • A small amount of 30,000 - 50,000 I would still put in cryptocurrency, in case it will seriously rise in price in the next couple of years.
  • For the remaining amount, you can try to open a business (including on the Internet).

5. Where better not to invest money in order not to turn around - important tips, how to avoid fraud

At the end of the article, let's talk about no less important: how not to lose your money and how not to get to the scammers.

The world is full of people who invent various schemes for taking money through fraud. Especially in our time, fraud greatly flourishes on the Internet (and not only!).

Therefore, before investing somewhere, it is worth checking 10 times, and whether you will remain with the nose.

Both on the Internet and in real life, people often face "super profitable" projects that promise to make them millionaires in the very near future. The organizers of such projects offer huge interest rates, rapid payments, very favorable conditions, etc. - Everywhere only people have invested their money.

Take note!
Super favorable conditions - This is the very first sign that you most likely want to deceive! Fraudsters love to reveal for the greed of other people!

Money is not taken from nowhere if someone gets money, then someone is obliged to part with them!

The most common type of fraud is financial pyramids (Remember at least Mavrodi and his MMM). Visually can create any believable story, as if the project really functions (providing any services), but in fact the organizers of this project only earn on the investments of gullible people.

Sometimes the "history" of the project is so well created and worked out that it is very difficult to identify fraud a simple person.

Haip (About which we talked earlier) essentially built on the basis of the financial pyramid and they can also be attributed to the fraudulent scheme (although they also really make money, but experience is required). Also here you can add various casinos and other ways where they promise "light money".

Another ambiguous investment tool is sports rates. It is realistic to earn on them in the long term, but these are only the organizers of rates and 5-10% of participants (those who are in the topic), and the rest only constantly lose money.

Also allotted another type of distributed Internet fraud - this sale of various courses, program..., which in promises can in a matter of hours (days) bring you incredible income. Having bought them - you throw your money on the wind (tested on your own skin 😀).

Thus, it is necessary to invest in what you are well versed! Otherwise, those who are well understandable in what you do not understand! This is my sad experience.😞

If you are not particularly dealt with in a particular investment object, then invest time and money (they are even not necessary) first of all in their knowledge ! It will be your most profitable investment!

6. Conclusion

Well, you learned about all the most popular and favorable directions of investing money.

Of course, to accommodate all options in one article and all the investment nuances are impossible, but I tried to make an article as much as possible and interesting for you!

I hope my experience for some of you was at least a little valuable and you have already decided on where to invest money! 😀

I emphasize once again that in my opinion the experience, the most profitable investments are investments. your business / business and knowledge !

❓❓❓
What do you think you are much better to invest your money? Do not hesitate to share your opinion in the comments!

Thank you for reading the article to the end! I wish you successful and profitable investments! 👍💵👍

P.S. If I liked the article, I will be very grateful if you share it in social networks! Also, please rate it on a 5-point scale. 👇 Thank you in advance!

If today to ask yourself the question: where with benefit you can invest in the family budget, say, 200 thousand rubles, it comes to mind immediately - take them and attribute to the bank. This is the easiest and most uninteresting way of attachments, besides, in modern realities a very risky. It is worth thinking about the less traditional ways of accommodating small capital.

Idea first: invest money in gold

Gold is always in price. It is a fact. It does not get cheaper, but only more expensive. Buying rings and chains makes no sense, the sale will be cheaper than buying, because buyers and pawnshops take products by weight and price of scrap dragmetal.

For earnings, another method is suitable: the price of gold is growing when the crisis comes in the economy. Experts are confident that the cost of gold is opposite to negative changes in the US dollar: the stronger the dollar is becoming cheaper, the more gold more expensive.

The reason for this is that investors with a falling dollar actively begin to buy gold. And the disastrous decline in the economy, the more wishing to buy and above the price of metal. Track the trends of the Gold Market Conveniently through the Internet Spaning the price schedule for gold.

Metal accounts are not provided by all banks, so it is worth asking the license. This way to extract profits from a sufficiently modest amount of money is quite controversial, but with relevant knowledge can bring income.

Idea Second: Open your business

The Internet is shot by numerous offers of earnings and rapid enrichment with minimal investments. However, it is worth leaving fairy tales to children, and pay attention to a truly real way to increase capital by putting it into a real project. From an affordable business with a budget of 200 thousand rubles, you can safely open the tire workshop.

If you do not try to rent five meters overlooking the Moscow Kremlin, then the money is quite enough for the purchase of simple equipment and the initial workplace arrangement. The design of the necessary papers will take no more than a week. Of all kinds of entrepreneurial activities, tire services are most profitable today, so it is possible not to just get percentages, but for a short time to double the invested funds.

However, those who do not want to engage in the process of repairing tires, one can recommend other activities that provide the opportunity to investing them, to increase them. On the Internet there are ready-made business plans for the opening of a variety of small enterprises.

Idea Third: invest in yourself

The idea is simple - today it is possible to master the specialty or craft on a paid basis, which, in turn, will generate income. For example, there are ekpert-appraiser rates of antiques, this is a very interesting and high-paying specialty. In modern Russia there are many collectors who want to receive expert services.

The expert expert is also in demand - the accident occur constantly, for insurance companies need an assessment, so that the expert certificate is unlikely to remain without work. It offers to improve their level of knowledge or get a new specialty a lot of educational institutions and all sorts of courses. It is best to invest in your training, this is perhaps one of the most profitable ways not to try to spend money, but to make them work on yourself.

Ideas fourth and fifth: invest in mutual or pamm

Those who know everything and does not need additional education, you can risk and contact. For 200,000 rubles, it is quite realistic to redeem Pai and receive an income that is calculated depending on its magnitude.

There is an opportunity to acquire a PAMM account (from English. Percent Allocation Management Module) and investment in Forex Exchange traders and earn from 6 to 25 percent a month without much voltage. These methods are not bad, but suggests a high risk not to earn, but to lose money invested, besides, earning in the face, you will have to pay a profit tax.

The listed ideas do not guarantee a 100% positive financial effect, but practice shows that people who have invested means in accordance with their ideas received those results for which they were calculated. And where would you inves 200 000 rubles?

Hello everyone! In connection Irina. For several months now in the projectStaff.- Online there is a rubric "Ask atStaff." Well, questions you ask, guys! The article today, by the way, is entitled with one of your questions.

Now we will think together where to invest 200 thousand rubles that you have. In general, an interesting occupation is to invent how to spend money. Especially strangers. Therefore, I will write to you ideas without any constraint, thanks to which you get rid of finally, from these 200 thousand, which excite your light head.

So, where are their children?

Well, entertainment (like parachute jumps) We will not advise you. Do you need it? Well, a decent serious person, if you ask such questions. And all sorts of gadgets, and a clock with diamonds, and the tsuzic of the purebred will also offer to offer. And about banking different deposits in such an unstable economic time is also better forget. Even if you get a passive income, then almost imperceptible to rejoice with a steep attachment. You asked to advise, "where to invest money," and not "where to lose them." And on the stock exchanges, if you are a newcomer, it is better not to surprise (well, except for the reaches to accurately make sure of the degree of "succity"). And in the management of someone to obtain passive income, too, should not give their blood. This is the path to dependence on this person, you know? And to play on buying / selling currency, but risky. I want to offer you something that is spiritual ...

Charity

She is always in fashion. If your heart responds to someone else's trouble, if you are from nature a sensitive, responsive, kind person, find charity organizations and start working with them. There are still a lot of needing people next to us. Of course, in fact, you lose this money, but save, for example, someone's life or to build ramps in a disabled house - this is such a colossal not comparable satisfaction! This is the attachment when you seem to lose money, but feel yourself from this man! Perhaps this will be the only good thing for which you will get to paradise. :)

Sponsorship

Another worthy niche to attach its means is akin to charity. The only difference is that you invest your money in financing some good useful project or a specific poor man. After all, there are so many (and it was) gifted people who cannot realize themselves due to lack of money. Help someone to take place in this life, help someone fulfill a dream - this is a buzz, believe me!

Travels

A good embedding will be traveling. Change the situation, break out of the established house-work mode, to relax, venture brains, to get a lot of new impressions, acquire new friends, to spend an unforgettable time, recharge your positive for the coming months - it's worth it!

The property

Real estate is a reliable investment. But it is impossible to buy an apartment for 200 thousand rubles (as well as a good car). But it is possible to arrange it in installments and make the first installment. Or buy a cottage plot in the initial stage of construction.

Small business project

You will not pay the estimation of large projects with 200 thousand, but a mini-project is quite possible (guest house, mini-hotel, online store).

But there is another grand field for activities deservedly requiring money investment! About this, the founders of STAFF are told in their video.

Conclusion

So, to invest 200 thousand rubles without risk to lose everything, without the risk to invest it, where I would like, we advise you to choose several ways at the same time. Of course, you spray your finances a bit, but the percentage of risk will significantly reduce: if you lose something and not everything.

Two hundred thousand rubles - the amount by which, you can already seriously think about investments and passive income. Money should work, but you need to put them with the mind. How to choose the way to attach funds to not lose them.

To keep in the hands of two hundred thousand rubles, of course, very nice. And although this is just a fifth of a million, but still this amount is twice as much!

Anyone would like to manage such money as much as possible, so the decision to invest them in such a region so that they bring the maximum profit, very reasonable. Any money must successfully "work", and not lie in a dead cargo of the house in the bedside table or be useless to be distilled in different nonsense. Typically, the owner of 200,000 rubles comes to mind first thought: to invest as suitable as possible, but where exactly? And how to do it right?

1. Take advantage of the bank

A similar embedding of cash for an ordinary person is the most reliable and elementary. But the choice of the bank itself should be approached with maximum seriousness. It is best to prefer the most reliable and well-proven in working with individuals.

Find out what types of contributions and under what percentages you can open in a particular bank. Almost every one has its own online networks on which you can find a bank calculator to calculate potential profits from initially invested funds.

After a thorough study of the various proposals, you will see that interest on bank deposits is approximately the same and differ quite a bit, which means that at best you can just save the attached amount and only to increase it. This is explained by the fact that 6-11% of the annual profit accounts for 6-8% of inflation, which deprives the depositor of most profits from the deposit deposit.

Advantages of such a type of cash investment

  • transparency of all operations that, one way or another are held by the Bank;
  • stable, although a small profit;
  • the ability to open accounts in different currencies, which will help to avoid inflation losses;
  • guarantee of full preservation of funds;
  • practically risk-free investment, since all deposits of citizens up to 700,000 are insured by the state.

disadvantages

  • a small profit percentage;
  • high probability that inflation will absorb potential profits.

2. PAMM-account

This method of investment of own financial resources allows us to consistently obtain a fairly high passive income, even if with small drops. That is, you will receive the same minor interest, as in bank deposits, but this income will be not annual, but monthly.

PAMM-account is such a type of capital investment, in which depositors transfer their funds to the management of traders - professional managers who have successfully earn profits through sales in the forex market. And the most important, but very substantial distinctive feature of the PAMM accounts from the same FIFES is the fact that traders are on a par with investors' capital and their own funds, which significantly reduces the risks of ill-conceived trade.

To significantly reduce financial risks, you should contact the most reliable and really proven companies that have been working at the investment market for a long time in the investment market.

Benefits

  • really high yield;
  • the ability to invest small amounts of initial investments under a significant percentage;
  • the possibility of using trust management through PAMM accounts;
  • the complete absence of any restrictions on the terms of the investment themselves.

disadvantages

  • extremely high risks of funds.

3. Sites

In reality for investing in your own business or in any real estate, 200,000 is actually very little, but this money can be found quite advantageous in Internet sites - our own or invest in someone else's projects.

This amount will be enough to create several workable projects, which in the future will be able to bring certain profits. In addition, you can also try to create an interesting online store or the site for providing any services, but it is important to remember that for successful operation, such resources will need constant qualitative control on your part. Are you interested in this way of investment? If you have a certain skill work with similar sites and you know and know how to promote them, then you should try.

Benefits

  • stable profit with a small initial capital investment.

disadvantages

  • the presence of certain specific knowledge, without which the profit is impossible.

4. Shares

With the help of investing in stock, you can significantly increase 200,000 rubles, and in some of the most successful cases even double. It sounds very tempting, but do not hurry to immediately invest money in them.

Examine the securities market, make quality question monitoring. Calculate for yourself that in addition to the tempting profit, there are inexorably there are serious risks of loss of not only part, but also of all money. To make earnings on securities, you need to understand and understand the shares of which companies are best to purchase at the moment, and which will not bring potential profit and do not cost your attention.

In addition, such a type of investment, as a rule, requires an investor of special knowledge and skills, only thanks to them you can well navigate and correctly predict the possible development of situations in the financial market. A simple person who is absolutely not understood in these matters should not mindlessly invest his money in stock. After all, that this investment option is truly income, a person should be economically savvy and financially competent.

Advantages of investing money in stock

  • high profits that significantly exceed the return on bank deposits;
  • the ability to use the diversification of investments by investing your money into the shares of various companies.

disadvantages

  • special knowledge and skills are required;
  • in some cases, you need to buy a whole lot of shares, the cost of which is high enough;
  • significant risk of loss.

5. Investing in precious metals

Everyone knows that precious metals, as a rule, are not reduced in price, but only more expensive. But it is not about jewelry, but about metal accounts that are best suited for earnings (see ""). Economists know that the price of gold is growing precisely into the crisis moments of the economy. And experts argue that the cost of precious metals is opposite to all negative changes in the dollar exchange rate - the more dollar falls in price, the higher the gold rises.

But it is worthwing to know that metal accounts can be discovered not in all banks, and besides this, the opening of such an account is a rather controversial way to extract tangible profits from a small initial amount of money, but at the same time such a contribution, open for a long time, in the presence of a certain Approach still can bring really good income.

Advantages of such a type of investment

  • deposit stability;
  • rare essential races on gold, silver and platinum;
  • guarantee complete saving your cash.

disadvantages

  • to obtain a tangible profit to invest financial resources will have to be quite long.

6. PIFES.

Two hundred thousand rubles can be quite successfully investing in mutual investment funds. This method of investments from self-trade shares is characterized by the fact that you convey your money experienced professionals - managers who know how and where they need to be investigated to get really big profits.

If you plan to invest all two hundred thousand in the mutual funds, it is advisable to distribute them with parts between several funds - this will provide diversification of funds. But all the risks in this case will be exclusively you.

It is really possible to make money on PIFA, but there will be a truly tangible profit if you expect to get it not in a month, namely in the long run. As a rule, this type of capital investment is used by fairly large investors, "placing" in mutual funds for several years. In principle, pick up your money from the Foundation even in a month, but in this case it is unlikely to be able to earn.

Advantages of earnings on the PIFA

  • the absence of any restrictions on the output of funds - you can pick up your money when it is desirable;
  • the possibility of a fairly wide and fast choice of the Foundation, suitable for you - all current information about PIFAs and their ratings are constantly published in the central media;
  • really big profit.

disadvantages

  • high risks lose their invested funds;
  • the need to pay established income taxes;
  • depositors require constant monitoring based on knowledge of securities quotes and their fundamental analysis.

7. Acquisition of franchise

Buying a so-called ready business very often turns out to be a much more favorable project than the opening of your own business with almost scratch. In fact, the reasons for the sale of such business can be the most diverse and unexpected, so it is quite high like that for the same 200,000 rubles you can acquire a small but consistently bringing business income.

For example, it may be so-demanded at present the production of window blocks from glued timber and the installation of double-glazed windows - as a rule, such a niche is still practically not occupied, therefore such a direction for development, and then profit can be considered quite successful. Another example is small points on rapid production, and then selling donuts or Viennese waffles installed in suspiciously crowded and busiest places of the city.

The advantages of such a capital investment

  • serious opportunity to get a profitable business at the exit;
  • in the presence of personal interest and desire to work - the ability to expand the business and significantly increase the yield;
  • getting stable profits.

disadvantages

  • profit profit will not be passive - personal participation and certain physical work will be required;
  • in the absence of desire to work personally, it will be necessary to pay the work of hired workers, which means that potential profits will significantly decrease;
  • in the absence of personal interest in the development of such a business, the likelihood is great and lost all.

8. Invest money

Name to spend money on your own training and get any new specialty or craft, thanks to which in the future you can have a fairly high income. For example, there are interesting rates of estimators in the field of antiques. By itself, this specialty is quite rare, but very interesting and really highly paid. And in our country there are many collectors who will be happy to take advantage of the services of a professional expert.

In addition, the expert appraiser is fairly in demand, since the accident occur daily and in large quantities, and for insurance companies, a qualitative assessment of damage is needed. Therefore, with a certificate of such an expert of a modern sample, it is unlikely to remain unclaimed by a specialist. If you are interested in a similar type of investment, then you should explore the offers of various educational institutions and courses that you could take advantage.

The advantages of this type of investment

  • this is the most favorable way to make money "work" on yourself;
  • potential high yield from a fairly narrow specialization.

disadvantages

  • in the case of a negligent monitoring of the labor market, the likelihood that the niche chosen is already busy in your city, which means that it is easy to use new knowledge to earn money.

Let's summarize

The proposed cash investment options are not a 100% guarantee of obtaining an exceptionally positive financial effect, although real practice shows that sensible people who have invested their capital in accordance with their ideas, as a rule, received precisely those results that were originally calculated.

In order not to lose, but, on the contrary, make money, first of all, you need to start with the study of the market demand and suggestions. Do not invest your own funds, absolutely not thinking, in obviously adventurous projects that eloquently promise hundreds of percent annual, and sometimes even monthly profits. Remember the folk wisdom of free cheese and the place where it usually happens.

Try to soberly assess the situation and be a professional even in the easiest and most insignificant project, approach the decision with the mind, carefully study the demand and possible suggestions, analyze the capabilities and prospects, and the success you will definitely smile.

You will learn where it is better to invest 100,000-200,000 rubles to make a profit, what attachments are most promising today, how to invest money and do not burn

Hello everybody! With you the founder of the journal "Khitirbobor" Alexander Berezhov.

Today we will talk about profitable investments in the context of economic instability and find out what directions of financial investments are the most profitable at the moment.

The article will be useful for novice entrepreneurs, maimyakers (Earnings on the Internet) and everyone who wants to multiply their capital as safe and more profitable way.

So, let's begin!

1. How to invest in rubles - the principles of profitable investment

Surely you more than once asked such questions: why are some rich, and others live from salary to salary and constantly fit into debts? What are the rich different from the poor? Why do some know how to generate stable income, and others - no?

We assure you that it is not only in talents and high performance of people with prosperity. They just know how to regite their assets more correctly. Starting data from the rich and poor in many cases are the same, but the approach to material and spiritual resources for those and others is fundamentally different.

People who are accustomed to constant poverty and debts do not send their attention and their energy in the right direction. But citizens with a different type of thinking create assets that help them radically change their lives.

The long-term task of any monetary deposits is to create a passive income and get rid of ourselves from financial slavery. This means that you will not have to work "on Uncle" for 40-50 hours a week for a fixed salary, which even a quarter does not meet your needs.

In one of our past publications, we have already written about Tom - read.

By making a successful investment once, we obtain permanent dividends that do not depend on our labor costs and differ in constancy and stability. Such incomes can be very solid: their main advantage is that they exempt your personal time.

Time is the main heritage of a person who cannot be returned back, but can be used right now with maximum effectiveness. It is investments that can give us more time for life, love and creativity.

So that the attachments perform their tasks, they must be competent. In this section, we will reveal the main principles of profitable investments and explain how to invest 100,000-200,000 rubles with minimal risk.

Investors-practitioners and specialists in profitable investments give the following tips:

  • invest in investment projects only "free" money. To begin with, creating the so-called " financial airbag"- a stock of money, which in case of delay of payments or unsuccessful scenario will provide the usual standard of living of your family for several months;
  • follow the principle of diversifying deposits. It sounds difficult, but in practice it means a simple truth - you should not put all the eggs in one basket. Share your financial deposits in different directions;
  • control risks. Before making a contribution, calculate your chances in detail and do not take speaking solutions. Novice investors are better to choose the most conservative financial instruments;
  • attract partners (co-investors). If your money is not enough for a profitable contribution, you can create a team of shareholders or an investment pool. The greater the amount of investment, the more reliable opportunities.

These are basic and elementary principles, but they will help to avoid typical promochs of beginners and retain your finance, nerves and energy.

And you should not expect too fast results. Investments pay off at different speeds: before the commission arrives, sometimes passes several months or even years (if the investments are long-term).

2. Where to invest 100,000-200,000 rubles per month or more to earn interest - the top 7 of the most profitable investment methods

100-200 thousand rubles - quite a decent amount for investment. Experts advise making deposits thoughtfully and competently.

The amount of deposit is desirable to divide into several parts so that your investment portfolio is most resistant to market fluctuations. If money is placed in 3 different investment spheres, you will be not bad insured against certificates and force majeure.

And now - specific investment methods, the most profitable, reliable and promising in modern economic realities.

Method 1. Investments in Internet projects (sites, blogs, online shopping)

Obtaining a profit through the World Wide Network - the current investment destination, Niche, which is worth noting right now, while competition in this area has not yet reached its peak.

The Internet is one of the few sectors of the economy that resides in a growing trend, despite economic instability.

You yourself can be convinced of this fact, watching social networks, online projects, mobile apps for mobile devices rapidly develop.

To successfully invest finances in Internet projects, it is not necessary to understand the digital technologies and programming. Elementary financial literacy, basic marketing knowledge - that's all you need to create passive income on the network.

Resource "Khitirbobur.ru" on which you are now - a typical example of a successful capital investment in the Internet project. But I warn in advance that you should not expect instant financial results from your own website.

Investments in the amount of up to 200,000 rubles will begin to bring revenues at best after six months after the project is launched. Major revenues Website owners receive from advertising or direct sales.

In the first case, the maximum profit brings information portals with a numerous audience of readers, in the second - profits are formed by selling goods and services through the online store.

The most profitable product for sale in the network is information products. Disks, programs, files, books that are sold to everyone for money, sometimes quite decent. It can be trainings, courses, video and audio content. Such products are created once, and with successful defold hundreds and thousands of times are sold.

In general, the ways to make money on our own site a huge amount.

Here is just an approximate list of online business directions:

  • sale of references;
  • work on affiliate programs;
  • sale of contextual advertising and places for banners;
  • writing promotional articles;
  • infobusiness.

The territory of activity on the Internet is still extensive and grateful. Not always passive income can be achieved immediately, but the long-term prospects of such investments are very defined.

Method for 2. Deposits for bank deposits

Bank deposits are a popular and reliable way of saving finance. True, a large earnote from deposits in rubles at the existing level of inflation is not expected.

Therefore, investors advise to use this method as an auxiliary tool using bank deposits as a kind of insurance in case of force majeure in other investment directions.

Good news for top-cautious investors of the Russian Federation: deposits worth up to 1 million 400 thousand are subject to mandatory insurance. This applies to all financial organizations working on an official license.

For investments, we advise you to choose large banks with a flawless reputation. In the Russian Federation, Sberbank is traditionally located on top of popularity, but it should be aware that in this institution is one of the lowest interest rates on the deposits of individuals.

It is possible to consider the option of exchange of rubles per currency and make a contribution to euros or dollars, thereby neutralizing the consequences of inflation and devaluation.

The advantages of bank deposits are obvious:

  • low risk and high reliability;
  • fixed income percentage;
  • the opportunity to return funds at any time into your pocket;
  • availability and ease of management (almost all large banks provide users with the ability to remote accounts and maps through your personal account).

The minuses are also understandable - relatively low income, loss of interest rate with early deposit revenue.